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Suncorp Bank Clear Options Platinum Credit Card

  • Apple & Samsung Pay
  • Balance transfer

Purchase rate p.a.

20.74%

Balance transfer rate

0%

Annual fee

$99

for 12 months then $129 thereafter

Suncorp Bank Clear Options Platinum Credit Card

  • Apple & Samsung Pay
  • Balance transfer

Purchase rate p.a.

20.74%

Balance transfer rate

0%

Annual fee

$99

for 12 months then $129 thereafter

RateCity says

"Enjoy a bonus 120k points on sign up and complementary travel insurance with this competitive rewards credit card offer from Suncorp."

Pros and Cons

For Suncorp Bank Clear Options Platinum Credit Card

Benefits

  • Rewards Available through Suncorp Credit Cards Rewards Program
  • Extra 120,000 points subject to eligibility conditions
  • $99 annual fee in the first 12 months and $129 p.a thereafter.
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Extended warranty
  • Concierge
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee

Suncorp Bank Rate Credit Card overview

For Clear Options Platinum Credit Card

Details

Card level

Platinum

Card type

Visa

Interest free days

55

Minimum monthly repayment

2% or $30

Minimum credit limit

$6,000

Maximum credit limit

$100,000

Free supplementary cards

Instant approval

Target Market Determination

Visit Suncorp Group Limited to view Target Market Determination.

Fees

Annual fee

$99

for 12 months then $129 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$30

Over limit fee

$40

Duplicate statement fee

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

20.74%

Cash advance rate

21.99%

Cash advance fee

3.5% or $3.5

Balance Transfer

Balance transfer rate

0%

Transfer limit

80%

of the approved credit limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3.4% on Visa
Overseas charges

Estimated ATM cost

$10.2

for AU $300 withdrawal

Rewards

Program name

Suncorp Credit Cards Rewards Program

Rewards available

Gift Card, Cash Back

Eligibility

Minimum age

18

Minimum income

$35,000

Eligibility conditions

Residency

Perks

DOMESTIC TRAVEL INSURANCE

INTERNATIONAL TRAVEL INSURANCE

Available when you use your Card or rewards points to pay for return international travel

FREE SUPPLEMENTARY CARDS

4 Free Supplementary Cards

EXTENDED WARRANTY

CONCIERGE

PURCHASE PROTECTION INSURANCE

Covers up to $200,000 per year. Maximum payable per individual claim is the lesser of the value of the personal item of $5,000.