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- Visa Credit Card
UniBank Visa Credit Card
- Apple, Google & Samsung Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
7.90%
for up to 6 months, then 11.50%
Balance transfer rate
11.5%
Annual fee
$0
UniBank Visa Credit Card
- Apple, Google & Samsung Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
7.90%
for up to 6 months, then 11.50%
Balance transfer rate
11.5%
Annual fee
$0
Pros and Cons
For UniBank Visa Credit Card
Benefits
- 7.9 p.a. on purchases for 6 months then 11.5 p.a.
- Ongoing variable purchase rate ranked in the best 20%
- No Annual Fee
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- No reward program
UniBank Rate Credit Card overview
For Visa Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
3%
Minimum credit limit
$1,000
Maximum credit limit
$25,000
Free supplementary cards
Instant approval
Target Market Determination
Visit UniBank to view Target Market Determination.
Fees
Annual fee
$0
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$10
Over limit fee
$0
Duplicate statement fee
$7
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
7.90%
for up to 6 months, then 11.50%
Cash advance rate
11.5%
Cash advance fee
$4.5
Balance Transfer
Balance transfer rate
11.5%
Transfer limit
100%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
2.9% on Visa
Overseas charges
$4.5
Estimated ATM cost
$13.2
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
FREE SUPPLEMENTARY CARDS
