Important disclosure

Auswide Bank

Auswide Bank Low Rate Visa Card

  • Balance transfer
  • Low annual fee

Balance Transfer

0% on balance transfers for 12 months
Purchase Rate

10.99%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Balance transfer
  • Low annual fee
Purchase Rate

10.99%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$50

Pros and cons

For Low Rate Visa Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • Lower than average annual fee
  • Free supplementary cards
  • Partner discounts
  • Purchase protection insurance

Drawbacks

  • No reward program

Auswide Bank Rate Credit card overview

For Low Rate Visa Card

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

3% or $30

Minimum credit limit

$500

Maximum credit limit

$20k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Auswide Bank to view Target Market Determination.

Fees

Annual Fee

$50

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$20

Over limit fee

Duplicate statement fee

$7.50

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

10.99%

p.a

Cash advance rate

10.99%

Cash advance fee

$3.5

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

95%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

Estimated ATM Cost

-

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

Minimum income

Eligibility conditions

-

Residency

Perks

  • FREE SUPPLEMENTARY CARDS
  • PARTNER DISCOUNTS
  • PURCHASE PROTECTION INSURANCE
Specials
  • Balance Transfer 0% on balance transfers for 12 months

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