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Everyday Platinum Credit Card



Electronic Wallet Service

Important Rates


Balance Transfer

Overseas spending



Earn Rates

RateCard TypeEarnsCondition
3 points for $1 spentVisauncappedWoolworths Select and Woolworths brand products
2 points for $1 spentVisauncappedWoolworths Supermarkets, Dan Murphy's, Cellarmasters, BWS, BIG W, Caltex Woolworths
1 point for $1 spentVisauncappedall other eligible purchases
  • Purchase Protection Covers up to $2,500 per item and $25,000 per year with a $250 excess
  • Concierge


The Woolworths Everyday Platinum credit card has moderately high interest rates with a moderate number of interest-free days. The credit card charges a moderately low annual fee, which is waived in the first year. The card has a high late payment fee. The Woolworths Everyday Platinum card can be used anywhere that Visa is accepted.

The Woolworths Everyday Platinum credit card gives you 10 per cent off your Woolworths shop once per month on selected dates (maximum saving is $50). This means the savings from your credit card can effectively ‘pay off’ your annual fee.

The Woolworths Everyday Platinum credit card has a reward program that allows card holders to earn points, which can be redeemed for shopping vouchers at Woolworths supermarkets. The card earns three points for every $1 spent on Woolworths Select and Woolworths brand products, two points per $1 spent at Woolworths supermarkets and their partners, and 1 point on eligible purchases everywhere Visa is accepted.

The Woolworths Everyday Platinum credit card doubles as a Woolworths Rewards card, through which you can earn 1 Woolworths Rewards point for every dollar you spend in store and online.

  • 0% balance transfer offer
  • Earns Woolworths points
  • No annual fee in the first year
  • No frequent flyer points
  • Moderately high interest rates
  • Charges an annual fee


Who is it good for?

The Woolworths Everyday Platinum credit card is most suited to Woolworths customers who want their rewards redeemable at Woolworths supermarkets.

By using this card at Woolworths supermarkets, you can get 10 per cent off your grocery bill on selected dates each month (maximum saving is $50).

The card earns credit card points for shopping at Woolworths stores, their partner brands, as well as everywhere Visa is accepted. Customers can redeem their points for shopping vouchers, which will save them money on their next Woolworths shop.

The Woolworths Everyday Platinum credit card also acts as a Woolworths Rewards card, which lets you accrue Woolworths Rewards points when you spend in store and online.

The points earned on the Woolworths Everyday Platinum card cannot be converted to frequent flyer points. Those in search of travel rewards should consider a credit card that earns points for their preferred airline.

The Woolworths Everyday Platinum card may not be a good fit for budget card holders who don’t clear their credit debt each month. The moderately high interest rates and high late payment fee may become problematic for budget customers. 

What RateCity says

The Woolworths Everyday Platinum credit card is a practical card for those who already do their grocery shopping at Woolworths.

Users can get a 10 per cent discount (up to $50) once per month on designated dates by doing their regular shop - without having to change their behaviour or buy extra groceries.

Because the card has a higher earn rate when you make purchases at Woolworths stores and partner brands, those who shop at Woolworths will receive a higher number of points. These points can then be used to receive a discount on your next shopping trip at Woolworths.

This card delivers fewer benefits to those who do not shop at Woolworths. Although points can be earned everywhere that accepts Visa as a payment method, the earn rate is lower, and the points must be redeemed for Woolworths vouchers.

Reward-seeking customers that do not regularly shop at Woolworths might want to consider a credit card with a comparable annual fee that offers a rewards program to fit their preferences.


To be eligible for the Woolworths Everyday Platinum credit card, you must be at least 18 years of age. You must be an Australian citizen or permanent resident with a good credit history. Applicants are required to earn a minimum taxable income of $30,000 per year. When you apply, you’ll need to submit personal and financial details, such as a photo ID, annual salary and employer information. Applications can be completed online.

About Woolworths Money

Woolworths Money is an Australian financial services provider. Part of the broader Woolworths brand, Woolworths Money offers credit cards and prepaid cards to consumers across the country. Woolworths Money customers are automatically granted access to the brand’s app, which allows card holders to manage their credit cards or prepaid cards easily and securely. Woolworths also provides a range of insurance policies, including car, home, landlords, pet, life and travel insurance.

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