Important disclosure
Pros and cons
For Qantas Discovery Card
Benefits
- Rewards Available through Qantas Frequent Flyer
- No Annual Fee
- Ability to convert large purchases into instalment plans
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- No balance transfer
American Express Rate Credit card overview
For Qantas Discovery Card
Details
Card Level Standard | Card Type AMEX |
Interest Free Days 44 | Minimum monthly repayment 2.5% or $30 |
Minimum credit limit $2k | Maximum credit limit $25k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit American Express Australia Limited to view Target Market Determination. |
Fees
Annual Fee $0 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $30 |
Over limit fee $15 | Duplicate statement fee $10 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 23.99% p.a |
Cash advance rate |
Cash advance fee |
Balance Transfer
Balance Transfer Rate Not Applicable |
Transfer Limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3% on Amex |
Overseas charges |
Estimated ATM Cost - |
Rewards
Program name Qantas Frequent Flyer |
Rewards Available Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels |
Eligibility
Minimum age 18 |
Minimum income $35k |
Eligibility conditions - |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS Supplementary cardholder must be over 18 years of age
- PURCHASE PROTECTION INSURANCE Covers up to $2,500 per item and $10,000 per year with a $50 excess within 90 days of purchase
- Other Earn Qantas Points and enjoy $0 Annual Card Fee
Other Restrictions
Cash Advance not available