The American Express Qantas Ultimate Card offers a moderately low number of interest-free days, with a high-interest rate and a high annual fee.
As a cardholder, you’re able to earn Qantas points that are redeemable for travel. In addition to reward points, the card provides annual travel credit and airport lounge access.
When you pay for travel costs using your card, you will receive complimentary insurances for yourself and your family.
Your purchases and payments are safeguarded by a range of security features, including refund, purchase and online fraud protection.
There are 0 per cent balance transfers available for up to 12 months, and provision for additional cardholders. However, each person on the account must be at least 18 years old.
The American Express Qantas Ultimate Card is compatible with Apple Pay, Samsung Pay and Android Pay.
- Complimentary travel insurance
- Airport lounge access
- Free additional cardholders
- No cash advance facility
- Late payment fee charged
- High annual fee
Who is it good for?
The American Express Qantas Ultimate Card would benefit existing members of the Qantas Frequent Flyer program.
A requirement of the card is that you must be a Qantas Frequent Flyer member to earn and redeem Qantas points.
This card may also appeal if you’re a frequent flyer and prefer to use credit over cash for purchases and payments.
The card has no cap on how many points you can earn and rewards you with bonus points for every additional cardholder you sign up.
Complimentary benefits such as travel insurance and global emergency card replacement and support are aimed to make business and holiday journeys more secure.
If you’re a foodie, another perk of the American Express Qantas Ultimate Card is free Qantas Wine Premium membership.
Qantas Wine Premium offers members a range of wines, spirits and gourmet foods that can be purchased online.
What RateCity says
For a high annual fee, the American Express Qantas Ultimate Card provides Qantas Frequent Flyer members the opportunity to earn unlimited Qantas points.
It gives cardholders a range of extras such as complimentary travel insurances, access to the American Express Airport and Qantas Club lounges, and travel credit each year.
The credit card also provides free membership to Qantas Wine Premium, which might appeal to lovers of fine wine and food.
The security features of the card aim to ensure the card is protected whenever and wherever it’s used.
If you’re not much of a traveller or have no desire to earn Qantas points, this card may not be the best option for you.
It’s worth noting the American Express Qantas Ultimate Card has no cash advance facility. If that’s an important feature of a credit card, you may want to consider another product.
To be eligible for the American Express Qantas Ultimate Card, you need to be at least 18 years old. You also need a gross (pre-tax) annual income of $65,000 or more. You must be an Australian citizen, permanent resident or hold a current business long stay visa (subclass 457), and have no history of bad debt or payment defaults. To apply you will need your existing American Express card number available (if applicable), driver’s licence details and information regarding employment.
About American Express
American Express, also known as Amex, is an American multinational financial services corporation that was founded in 1850. It’s headquartered in New York City’s World Financial Centre and is an issuer of American Express cards. American Express provides merchant card transaction acquiring facilities and arranges insurance services issued by various third parties. The company claims to be one of the world’s most trusted brands and strives to provide a world-class service and personal recognition for its customers.