Important disclosure

ANZ Banking Group Limited

ANZ Frequent Flyer Platinum

  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

Earn 75,000 bonus Qantas Points and $100 back to your new card when you spend $2,500 on eligible purchases in the first 3 months from approval.*

*New Frequent Flyer card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $295). Qantas Points and Bonus Qantas Points are earned and redeemed in accordance with the ANZ Frequent Flyer Reward Terms and Conditions booklet.

Purchase Rate

20.99%

p.a

Balance Transfer Rate

21.99%

p.a

Tags
  • Apple, Google & Samsung Pay
  • Balance transfer
Purchase Rate

20.99%

p.a

Balance Transfer Rate

21.99%

p.a

Annual Fee

$295

Pros and cons

For Frequent Flyer Platinum

Benefits

  • Rewards Available through Qantas Frequent Flyer (ANZ Frequent Flyer Platinum)
  • Extra 75,000 points subject to eligibility conditions
  • Apple Pay, Google Pay and Samsung Pay available
  • International travel insurance
  • Extended warranty
  • Concierge
  • Partner discounts
  • Rental vehicle excess in Australia insurance
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee
  • Does not offer free supplementary cards

ANZ Rate Credit card overview

For Frequent Flyer Platinum

Details

Card Level

Platinum

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

2% or $25

Minimum credit limit

$6k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit ANZ Banking Group Limited to view Target Market Determination.

Fees

Annual Fee

$295

Annual Fee Spend Waiver

Supplementary card annual fee

$65

Late Payment Fee

$20

Over limit fee

$20

Duplicate statement fee

$0

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

20.99%

p.a

Cash advance rate

21.99%

Cash advance fee

3%

Balance Transfer

Balance Transfer Rate

21.99%

p.a

Transfer Limit

95%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer (ANZ Frequent Flyer Platinum)

Rewards Available

Cash Back, Domestic Flights, International Flights

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

A non-permanent resident with more than 9 months remaining on your Visa

Residency

Perks

  • INTERNATIONAL TRAVEL INSURANCE
  • EXTENDED WARRANTY Warranty is extended for the same duration as the original warranty up to 1 year.
  • CONCIERGE
  • PARTNER DISCOUNTS
  • RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
  • PURCHASE PROTECTION INSURANCE Covers up to 90 days
Specials
  • Bonus Points Earn 75,000 bonus Qantas Points and $100 back to your new card when you spend $2,500 on eligible purchases in the first 3 months from approval.*
    *New Frequent Flyer card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee, currently $295). Qantas Points and Bonus Qantas Points are earned and redeemed in accordance with the ANZ Frequent Flyer Reward Terms and Conditions booklet.

Other Restrictions

The Estimated ATM Cost when accessing money overseas is $18. T&Cs apply.

Promoted credit cards

Promoted

Longer Balance Transfer

Clear Options Platinum Credit Card

  • Apple & Samsung Pay
  • Balance transfer
Purchase Rate

20.74%

p.a

Annual Fee

$99

for 12 months then $129 thereafter

Promoted

Lower Fee Balance Transfer

Visa Platinum Credit Card

  • Balance transfer
Purchase Rate

4.99%

p.a

for up to 5 months, then 19.49%

Annual Fee

$199

Promoted

Lower Purchase Rate

Rewards Platinum

  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

80,000 ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.
Purchase Rate

20.99%

p.a

Annual Fee

$149

Promoted

Lower Annual Fee

Platinum

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Cashback

Earn $300 back to your new ANZ Platinum card when you spend $1,500 on eligible purchases in the first 3 months from approval.*
Purchase Rate

20.99%

p.a

Annual Fee

$0

for 12 months then $87 thereafter