Important disclosure

ANZ Banking Group Limited

ANZ Platinum

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Cashback

Earn $300 back to your new ANZ Platinum card when you spend $1,500 on eligible purchases in the first 3 months from approval.*

*New card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee of $0 in the first year, currently $87 thereafter).

Purchase Rate

20.99%

p.a

Balance Transfer Rate

21.99%

p.a

Tags
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

20.99%

p.a

Balance Transfer Rate

21.99%

p.a

Annual Fee

$0

for 12 months then $87 thereafter

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More detailsmore-details

Australian Credit Licence 234527Fees & charges apply

Pros and cons

For Platinum

Benefits

  • $0 annual fee in the first 12 months and $87 p.a thereafter.
  • Annual fee of $87 is refunded when you spend $20,000 on purchases every 12 months
  • Apple Pay, Google Pay and Samsung Pay available
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Extended warranty
  • Concierge
  • Rental vehicle excess in Australia insurance
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • No reward program

ANZ Rate Credit card overview

For Platinum

Details

Card Level

Platinum

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

2% or $25

Minimum credit limit

$6k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit ANZ Banking Group Limited to view Target Market Determination.

Fees

Annual Fee

$0

for 12 months then $87 thereafter

Annual Fee Spend Waiver

$20k

Supplementary card annual fee

$0

Late Payment Fee

$20

Over limit fee

$20

Duplicate statement fee

$0

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

20.99%

p.a

Cash advance rate

21.99%

Cash advance fee

3%

Balance Transfer

Balance Transfer Rate

21.99%

p.a

Transfer Limit

95%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

A non-permanent resident with more than 9 months remaining on your Visa

Residency

Perks

  • DOMESTIC TRAVEL INSURANCE
  • INTERNATIONAL TRAVEL INSURANCE
  • FREE SUPPLEMENTARY CARDS
  • EXTENDED WARRANTY Warranty is extended for the same duration as the original warranty up to 1 year.
  • CONCIERGE
  • RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
  • PURCHASE PROTECTION INSURANCE Covers up to 90 days
Specials
  • Cashback Earn $300 back to your new ANZ Platinum card when you spend $1,500 on eligible purchases in the first 3 months from approval.*
    *New card. T&Cs, eligibility criteria, fees and charges apply (including an annual fee of $0 in the first year, currently $87 thereafter).

Other Restrictions

The Estimated ATM Cost when accessing money overseas is $18. T&Cs apply.

How to apply

If you'd like to apply for this product or just get more information, follow the application process on ANZ.