Important disclosure

Australian Military Bank Ltd

Australian Military Bank Low Rate Visa Card

  • Google Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

0% p.a. on balance transfers for 12 months. Conditions apply.

Applicable at the time you apply for a credit card. Reverts to 11.99% p.a. after 12 months.

Purchase Rate

11.99%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Google Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

11.99%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$49

Pros and cons

For Low Rate Visa Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • Lower than average annual fee

Drawbacks

  • No reward program
  • Does not offer free supplementary cards

Australian Military Bank Rate Credit card overview

For Low Rate Visa Card

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

45

Minimum monthly repayment

2% or $20

Minimum credit limit

$2k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit Australian Military Bank Ltd to view Target Market Determination.

Fees

Annual Fee

$49

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$10

Over limit fee

$15

Duplicate statement fee

$2.5

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

11.99%

p.a

Cash advance rate

19.99%

Cash advance fee

$4.5

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

100%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

2.95% on Visa

Overseas charges

$4.5

Estimated ATM Cost

$13.35

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

You have a regular source of income through employment

Residency

Specials
  • Balance Transfer 0% p.a. on balance transfers for 12 months. Conditions apply.
    Applicable at the time you apply for a credit card. Reverts to 11.99% p.a. after 12 months.

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  • Apple, Google & Samsung Pay
  • Balance transfer
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Balance Transfer

3.99% p.a. 6 month introductory rate on balance transfers, purchases and cash advances.
Purchase Rate

3.99%

p.a

for up to 6 months, then 8.99%

Annual Fee

$45

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Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0

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  • Apple Pay
  • Balance transfer
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Purchase Rate

8.99%

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Annual Fee

$40

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  • Balance transfer
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7.90%

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Annual Fee

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