Important disclosure

Australian Unity Limited

Australian Unity Low Rate Visa Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

9.90%

p.a

Balance Transfer Rate

9.9%

p.a

Tags
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

9.90%

p.a

Balance Transfer Rate

9.9%

p.a

Annual Fee

$59

Pros and cons

For Low Rate Visa Credit Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • Apple Pay, Google Pay and Samsung Pay available

Drawbacks

  • No reward program
  • Does not offer free supplementary cards

Australian Unity Rate Credit card overview

For Low Rate Visa Credit Card

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

45

Minimum monthly repayment

3% or $25

Minimum credit limit

$500

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit Australian Unity Limited to view Target Market Determination.

Fees

Annual Fee

$59

Annual Fee Spend Waiver

Supplementary card annual fee

Late Payment Fee

$10

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

9.90%

p.a

Cash advance rate

18.99%

Cash advance fee

$5

Balance Transfer

Balance Transfer Rate

9.9%

p.a

Transfer Limit

No set max

Balance Transfer Fee

2%

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

Estimated ATM Cost

-

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

-

Residency

Promoted credit cards

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Longer Balance Transfer

Foundation Visa Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

3.99% p.a. 6 month introductory rate on balance transfers, purchases and cash advances.
Purchase Rate

3.99%

p.a

for up to 6 months, then 8.99%

Annual Fee

$45

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Lower Fee Balance Transfer

Low Rate Card

  • Balance transfer
  • Low annual fee
Purchase Rate

11.99%

p.a

Annual Fee

$0

for 12 months then $49 thereafter

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Lower Purchase Rate

Easy Low Rate Visa Credit Card

  • Apple Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

8.99%

p.a

Annual Fee

$40

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Lower Annual Fee

Teachers Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • No annual fee
Purchase Rate

7.90%

p.a

for up to 6 months, then 11.50%

Annual Fee

$0