Important disclosure
Pros and cons
For Low Rate Visa Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Apple Pay, Google Pay and Samsung Pay available
Drawbacks
- No reward program
- Does not offer free supplementary cards
Australian Unity Rate Credit card overview
For Low Rate Visa Credit Card
Details
Card Level Standard | Card Type Visa |
Interest Free Days 45 | Minimum monthly repayment 3% or $25 |
Minimum credit limit $500 | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Australian Unity Limited to view Target Market Determination. |
Fees
Annual Fee $59 | Annual Fee Spend Waiver |
Supplementary card annual fee | Late Payment Fee $10 |
Over limit fee | Duplicate statement fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 9.90% p.a |
Cash advance rate 18.99% |
Cash advance fee $5 |
Balance Transfer
Balance Transfer Rate 9.9% p.a |
Transfer Limit No set max |
Balance Transfer Fee 2% |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges |
Estimated ATM Cost - |
Rewards
Program name |
Rewards Available - |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions - |
Residency |