Important disclosure

Bank of Melbourne

Bank of Melbourne Amplify Platinum (Amplify Rewards)

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Instant approval

Bonus Points

90,000 bonus Amplify Points, $49 first year annual fee, and 0% p.a. on balance transfers for 24 months

Score 90,000 bonus Amplify points (worth up to $400 in eGift cards) when you spend $3k+ on eligible purchases within 90 days of new card approval. $49 card fee for the first year (saving $50). 0% p.a. for 24 months on balance transfers requested at card application. 1% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. New cards only, Eligibility criteria and T&Cs apply.

Purchase Rate

19.49%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Instant approval
Purchase Rate

19.49%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$49

for 12 months then $124 thereafter

Pros and cons

For Amplify Platinum (Amplify Rewards)

Benefits

  • Rewards Available through Amplify Rewards
  • Extra 90,000 points subject to eligibility conditions
  • $49 annual fee in the first 12 months and $124 p.a thereafter.
  • Apple Pay, Google Pay and Samsung Pay available
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Extended warranty
  • Rental vehicle excess in Australia insurance
  • Purchase protection insurance

Bank of Melbourne Rate Credit card overview

For Amplify Platinum (Amplify Rewards)

Details

Card Level

Platinum

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

2% or $10

Minimum credit limit

$6k

Maximum credit limit

$80k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Bank of Melbourne to view Target Market Determination.

Fees

Annual Fee

$49

for 12 months then $124 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$15

Duplicate statement fee

$2

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

19.49%

p.a

Cash advance rate

21.49%

Cash advance fee

3% or $2.5

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

1%

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Amplify Rewards

Rewards Available

Gift Card

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Regular, verifiable income

Residency

Australia Citizen, Permanent Resident, Temporary Visa 12 Months Valid

Perks

  • DOMESTIC TRAVEL INSURANCE
  • INTERNATIONAL TRAVEL INSURANCE Cover lasts for 90 days per year
  • FREE SUPPLEMENTARY CARDS
  • EXTENDED WARRANTY
  • RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
  • PURCHASE PROTECTION INSURANCE
Specials
  • Bonus PointsBalance TransferOther 90,000 bonus Amplify Points, $49 first year annual fee, and 0% p.a. on balance transfers for 24 months
    Score 90,000 bonus Amplify points (worth up to $400 in eGift cards) when you spend $3k+ on eligible purchases within 90 days of new card approval. $49 card fee for the first year (saving $50). 0% p.a. for 24 months on balance transfers requested at card application. 1% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. New cards only, Eligibility criteria and T&Cs apply.

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  • Apple, Google & Samsung Pay
  • Balance transfer
  • Instant approval

Balance Transfer

100,000 bonus Amplify Points, $49 first year annual fee, and 0% p.a. on balance transfers for 24 months
Purchase Rate

19.49%

p.a

Annual Fee

$49

for 12 months then $124 thereafter

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  • Balance transfer
Purchase Rate

4.99%

p.a

for up to 5 months, then 19.49%

Annual Fee

$199

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  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

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Purchase Rate

20.99%

p.a

Annual Fee

$149

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  • Apple, Google & Samsung Pay
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Save with 0% international transaction fees on purchases. Plus, complimentary Flight Delay Pass and global data roaming.
Purchase Rate

27.49%

p.a

Annual Fee

$0