RateCity.com.au
  1. Home
  2. Credit Cards
  3. Bank of Melbourne
  4. Amplify Signature (Amplify Qantas)

Bank of Melbourne Amplify Signature (Amplify Qantas)

  • Balance Transfer
  • Apple, Google & Samsung Pay
  • Balance transfer
Balance Transfer

90,000 Qantas Bonus points + 0% on balance transfers for 24 months.

  ~ Ends in 3 months

Earn 90,000 Qantas Bonus points when you spend at least $3,000 on eligible purchases on a Amplify Qantas Platinum credit card or $6,000 on eligible purchases on an Amplify Qantas Signature credit card within 90 days from card approval in one or more transactions. Plus 0% p.a. interest on balance transfers for 24 months when requested at card application. 1% balance transfer fee applies if you make a balance transfer. The variable cash advance rate will apply after this promotional period. New cards only. T&Cs apply

Purchase rate p.a.

19.49%

Balance transfer rate

0%

Annual fee

$295

Bank of Melbourne Amplify Signature (Amplify Qantas)

  • Balance Transfer
  • Apple, Google & Samsung Pay
  • Balance transfer

Purchase rate p.a.

19.49%

Balance transfer rate

0%

Annual fee

$295

Pros and Cons

For Bank of Melbourne Amplify Signature (Amplify Qantas)

Benefits

  • Rewards Available through Qantas Frequent Flyer
  • Extra 90,000 points subject to eligibility conditions
  • Apple Pay, Google Pay and Samsung Pay available
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Extended warranty
  • Concierge
  • Airport lounge
  • Rental vehicle excess in Australia insurance
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing annual fee

Bank of Melbourne Rate Credit Card overview

For Amplify Signature (Amplify Qantas)

Details

Card level

Premium

Card type

Visa

Interest free days

55

Minimum monthly repayment

2% or $10

Minimum credit limit

$15,000

Maximum credit limit

$80,000

Free supplementary cards

Instant approval

Target Market Determination

Visit Bank of Melbourne to view Target Market Determination.

Fees

Annual fee

$295

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$15

Over limit fee

$15

Duplicate statement fee

$2

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

19.49%

Cash advance rate

21.49%

Cash advance fee

3% or $2.5

Balance Transfer

Balance transfer rate

0%

Transfer limit

80%

of the approved credit limit

Balance transfer fee

1%

Overseas spending

Foreign exchange fee
3% on Visa
Overseas charges

$5

Estimated ATM cost

$14

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer

Rewards available

Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Regular, verifiable income

Residency

Australia CitizenPermanent ResidentTemporary Visa 12 Months Valid

Perks

DOMESTIC TRAVEL INSURANCE

INTERNATIONAL TRAVEL INSURANCE

FREE SUPPLEMENTARY CARDS

EXTENDED WARRANTY

CONCIERGE

AIRPORT LOUNGE

RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE

PURCHASE PROTECTION INSURANCE

Other Restrictions

$75 annual Qantas Rewards Program fee