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- Visa Credit Card
Bank of us Visa Credit Card
- Balance transfer
- Low annual fee
Purchase rate p.a.
9.99%
Balance transfer rate
9.99%
Annual fee
$39
Bank of us Visa Credit Card
- Balance transfer
- Low annual fee
Purchase rate p.a.
9.99%
Balance transfer rate
9.99%
Annual fee
$39
Pros and Cons
For Bank of us Visa Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Free supplementary cards
Drawbacks
- No reward program
Bank of us Rate Credit Card overview
For Visa Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
57
Minimum monthly repayment
3% or $10
Minimum credit limit
$500
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit Bank of us to view Target Market Determination.
Fees
Annual fee
$39
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$20
Over limit fee
$20
Duplicate statement fee
$5
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
9.99%
Cash advance rate
9.99%
Cash advance fee
$5
Balance Transfer
Balance transfer rate
9.99%
Transfer limit
95%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
2.5% on Visa
Overseas charges
$5
Estimated ATM cost
$12.5
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
FREE SUPPLEMENTARY CARDS
