Important disclosure
BankSA Vertigo Visa (Balance Transfer Offer)
Balance Transfer
0% p.a. interest on balance transfers for 28 months (1% fee)0% p.a. for 28 months on balance transfers requested at card application. 1% balance transfer fee applies. The variable cash advance rate will apply after the promotional period. New cards only, Eligibility criteria and T&Cs apply.
Purchase Rate
13.99%
p.a
Balance Transfer Rate
0%
p.a
RateCity says
“A competitive balance transfer offer that comes with a reduced $0 annual fee in the first 12 months.”
13.99%
p.a
0%
p.a
$55
Pros and cons
For Vertigo Visa (Balance Transfer Offer)
Benefits
- Lower than average ongoing variable purchase rate
- Lower than average annual fee
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- No reward program
BankSA Rate Credit card overview
For Vertigo Visa (Balance Transfer Offer)
Details
Card Level Standard | Card Type Visa |
Interest Free Days 55 | Minimum monthly repayment 2% or $10 |
Minimum credit limit $500 | Maximum credit limit $80k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit BankSA to view Target Market Determination. |
Fees
Annual Fee $55 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $0 | Duplicate statement fee $2 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 13.99% p.a |
Cash advance rate 21.49% |
Cash advance fee 2% or $2.5 |
Balance Transfer
Balance Transfer Rate 0% p.a |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee 1% |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges |
Estimated ATM Cost $9 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available - |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions Regular, verifiable income |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS
- Balance Transfer 0% p.a. interest on balance transfers for 28 months (1% fee)0% p.a. for 28 months on balance transfers requested at card application. 1% balance transfer fee applies. The variable cash advance rate will apply after the promotional period. New cards only, Eligibility criteria and T&Cs apply.
Promoted credit cards
Promoted
Low Rate (Balance Transfer Offer)
Balance Transfer
0% p.a. for 28 months on balance transfers with 3% balance transfer fee and $0 annual fee in first year.*13.74%
p.a
$0
for 12 months then $58 thereafter
Australian Credit Licence 234527Fees & charges apply
Promoted
Orange One Low Rate
11.99%
p.a
$0
Australian Credit Licence 229823Fees & charges apply
Promoted
Low Rate (Credit Back Offer)
special
Get $250 back to your new card when you spend $1,500 on eligible purchases in the first 3 months from approval.13.74%
p.a
$58
Australian Credit Licence 234527Fees & charges apply
Promoted
Lifestyle
4.99%
p.a
for up to 5 months, then 12.84%
$0