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  4. Qantas Visa Credit Card

BankVic Qantas Visa Credit Card

  • Apple & Google Pay
  • Balance transfer
  • No annual fee

Purchase rate p.a.

8.99%

for up to 6 months, then 18.95%

Balance transfer rate

8.99%

Annual fee

$0

BankVic Qantas Visa Credit Card

  • Apple & Google Pay
  • Balance transfer
  • No annual fee

Purchase rate p.a.

8.99%

for up to 6 months, then 18.95%

Balance transfer rate

8.99%

Annual fee

$0

Pros and Cons

For BankVic Qantas Visa Credit Card

Benefits

  • 8.99 p.a. on purchases for 6 months then 18.95 p.a.
  • 8.99% p.a on balance transfers for 6 months and then 18.95% p.a.
  • Lower than average ongoing variable purchase rate
  • Rewards Available through Qantas Frequent Flyer
  • No Annual Fee
  • International travel insurance

Drawbacks

  • Does not offer free supplementary cards

BankVic Rate Credit Card overview

For Qantas Visa Credit Card

Details

Card level

Standard

Card type

Visa

Interest free days

55

Minimum monthly repayment

2.5% or $20

Minimum credit limit

$5,000

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit BankVic to view Target Market Determination.

Fees

Annual fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$9

Over limit fee

$9

Duplicate statement fee

$2

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

8.99%

for up to 6 months, then 18.95%

Cash advance rate

18.95%

Cash advance fee

Balance Transfer

Balance transfer rate

8.99%

Transfer limit

95%

of the approved credit limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3.65% on Visa
Overseas charges

$4

Estimated ATM cost

$14.95

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer

Rewards available

Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Residency

Australia CitizenPermanent Resident

Perks

INTERNATIONAL TRAVEL INSURANCE