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- Bright Credit Card
Bendigo Bank Bright Credit Card
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
9.99%
Balance transfer rate
19.99%
Annual fee
$59
Bendigo Bank Bright Credit Card
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
9.99%
Balance transfer rate
19.99%
Annual fee
$59
Pros and Cons
For Bendigo Bank Bright Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
- Fraud protection
Drawbacks
- No reward program
Bendigo Bank Rate Credit Card overview
For Bright Credit Card
Details
Card level
Standard
Card type
MasterCard
Interest free days
55
Minimum monthly repayment
3% or $10
Minimum credit limit
$1,000
Maximum credit limit
$30,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Bendigo & Adelaide Bank Ltd to view Target Market Determination.
Fees
Annual fee
$59
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
Duplicate statement fee
$5
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
9.99%
Cash advance rate
19.99%
Cash advance fee
3% or $3
Balance Transfer
Balance transfer rate
19.99%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
2%
Overseas spending
Foreign exchange fee
3% on Mastercard
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Individual, currently not bankrupt or insolvent. Regular income from PAYG (Permanent, non-permanent and casual employment) OR managed superannuation OR self-managed superannuation OR self employed
Residency
Australia CitizenPermanent Resident
Perks
FREE SUPPLEMENTARY CARDS
FRAUD PROTECTION
Other Restrictions
Available to Australian citizen or permanent resident who is living/working in Australia.
