Important disclosure
Pros and cons
For Platinum Rewards Credit Card
Benefits
- Rewards Available through Bendigo Rewards
- Apple Pay, Google Pay and Samsung Pay available
- Domestic travel insurance
- International travel insurance
- Free supplementary cards
- Extended warranty
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
Bendigo Bank Rate Credit card overview
For Platinum Rewards Credit Card
Details
Card Level Platinum | Card Type MasterCard |
Interest Free Days 55 | Minimum monthly repayment 3% or $10 |
Minimum credit limit $3k | Maximum credit limit $50k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Bendigo & Adelaide Bank Ltd to view Target Market Determination. |
Fees
Annual Fee $89 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee | Duplicate statement fee $5 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 19.99% p.a |
Cash advance rate 21.99% |
Cash advance fee 3% or $3 |
Balance Transfer
Balance Transfer Rate 19.99% p.a |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3% on Mastercard |
Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name Bendigo Rewards |
Rewards Available Gift Card, Cash Back |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions Individual, currently not bankrupt or insolvent. Regular income from PAYG (Permanent, non-permanent and casual employment) OR managed superannuation OR self-managed superannuation OR self employed ..read more |
Residency Australia Citizen, Permanent Resident |
Perks
- DOMESTIC TRAVEL INSURANCE
- INTERNATIONAL TRAVEL INSURANCE
- FREE SUPPLEMENTARY CARDS
- EXTENDED WARRANTY
- PURCHASE PROTECTION INSURANCE
Other Restrictions
Available to Australian citizen or permanent resident who is living/working in Australia.