Important disclosure

Bendigo & Adelaide Bank Ltd

Bendigo Bank Qantas Platinum Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
Purchase Rate

19.99%

p.a

Balance Transfer Rate

19.99%

p.a

Tags
  • Apple, Google & Samsung Pay
  • Balance transfer
Purchase Rate

19.99%

p.a

Balance Transfer Rate

19.99%

p.a

Annual Fee

$149

Pros and cons

For Qantas Platinum Credit Card

Benefits

  • Rewards Available through Qantas Frequent Flyer
  • Apple Pay, Google Pay and Samsung Pay available
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Extended warranty
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee

Bendigo Bank Rate Credit card overview

For Qantas Platinum Credit Card

Details

Card Level

Platinum

Card Type

MasterCard

Interest Free Days

55

Minimum monthly repayment

3% or $10

Minimum credit limit

$3k

Maximum credit limit

$50k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Bendigo & Adelaide Bank Ltd to view Target Market Determination.

Fees

Annual Fee

$149

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

Duplicate statement fee

$5

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

19.99%

p.a

Cash advance rate

21.99%

Cash advance fee

3% or $3

Balance Transfer

Balance Transfer Rate

19.99%

p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Mastercard

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer

Rewards Available

Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Individual, currently not bankrupt or insolvent. Regular income from PAYG (Permanent, non-permanent and casual employment) OR managed superannuation OR self-managed superannuation OR self employed

..read more

Residency

Australia Citizen, Permanent Resident

Perks

  • DOMESTIC TRAVEL INSURANCE
  • INTERNATIONAL TRAVEL INSURANCE
  • FREE SUPPLEMENTARY CARDS
  • EXTENDED WARRANTY
  • PURCHASE PROTECTION INSURANCE

Other Restrictions

Available to Australian citizen or permanent resident who is living/working in Australia.

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  • Apple, Google & Samsung Pay
  • Balance transfer
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Balance Transfer

3.99% p.a. 6 month introductory rate on balance transfers, purchases and cash advances.
Purchase Rate

3.99%

p.a

for up to 6 months, then 8.99%

Annual Fee

$45

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Lifestyle

  • Apple & Google Pay
  • Balance transfer
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Purchase Rate

4.99%

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for up to 5 months, then 12.84%

Annual Fee

$0

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Orange One Low Rate

  • Apple & Google Pay
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Purchase Rate

11.99%

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Annual Fee

$0

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  • Apple, Google & Samsung Pay
  • Balance transfer
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Purchase Rate

10.49%

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Annual Fee

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