Important disclosure
Beyond Bank Low Rate Visa Credit Card
Balance Transfer
0% p.a. for 12 months on balance transfers. Conditions apply.Offer is only available on balances transferred from non-Beyond Bank credit or store cards. Reverts to 11.99% after introductory period.
Purchase Rate
11.99%
p.a
Balance Transfer Rate
0%
p.a
11.99%
p.a
0%
p.a
$49
Pros and cons
For Low Rate Visa Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- No reward program
Beyond Bank Rate Credit card overview
For Low Rate Visa Credit Card
Details
Card Level Standard | Card Type Visa |
Interest Free Days 62 | Minimum monthly repayment 2.5% or $10 |
Minimum credit limit $1k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Beyond Bank Australia to view Target Market Determination. |
Fees
Annual Fee $49 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $25 |
Over limit fee $11 | Duplicate statement fee $0 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 11.99% p.a |
Cash advance rate 12.49% |
Cash advance fee $4 |
Balance Transfer
Balance Transfer Rate 0% p.a |
Transfer Limit 100% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges $4 |
Estimated ATM Cost $13 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available - |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions - |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS Supplementary cardholder must be over 16 years of age
- Balance Transfer 0% p.a. for 12 months on balance transfers. Conditions apply.Offer is only available on balances transferred from non-Beyond Bank credit or store cards. Reverts to 11.99% after introductory period.
Promoted credit cards
Promoted
Foundation Visa Card
Balance Transfer
3.99% p.a. 6 month introductory rate on balance transfers, purchases and cash advances.3.99%
p.a
for up to 6 months, then 8.99%
$45
Promoted
Lifestyle
4.99%
p.a
for up to 5 months, then 12.84%
$0
Promoted
Orange One Low Rate
11.99%
p.a
$0
Australian Credit Licence 229823Fees & charges apply
Promoted
Low Rate Visa Credit Card
10.49%
p.a
$30