Important disclosure
Pros and cons
For Blue Visa
Benefits
- Rewards Available through BOQ Q Rewards
- Price guarantee
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Does not offer free supplementary cards
BOQ Rate Credit card overview
For Blue Visa
Details
Card Level Gold | Card Type Visa |
Interest Free Days 44 | Minimum monthly repayment 2% or $30 |
Minimum credit limit $2k | Maximum credit limit $10k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Bank of Queensland to view Target Market Determination. |
Fees
Annual Fee $60 | Annual Fee Spend Waiver |
Supplementary card annual fee $15 | Late Payment Fee $10 |
Over limit fee $40 | Duplicate statement fee $7 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 0.00% p.a for up to 9 months, then 20.74% |
Cash advance rate 21.74% |
Cash advance fee 3.5% or $3.5 |
Balance Transfer
Balance Transfer Rate 0% p.a |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3.4% on Visa |
Overseas charges $4 |
Estimated ATM Cost $14.2 for AU $300 withdrawal |
Rewards
Program name BOQ Q Rewards |
Rewards Available Gift Card, Cash Back |
Eligibility
Minimum age 18 |
Minimum income $25k |
Eligibility conditions - |
Residency Australia Citizen, Permanent Resident |
Perks
- PRICE GUARANTEE
- PURCHASE PROTECTION INSURANCE
- Balance TransferPurchase Offers 0% p.a. on balance transfers and purchases for 9 months.No balance transfer fee.