- Home
- Credit Cards
- Citi
- Citi Premier Card
Citi Citi Premier Card
- Bonus Points
- Apple & Samsung Pay
- Balance transfer
200,000 bonus Citi reward points when you spend $7,000 in the first 90 days from approval and keep your card for over 12 months.
150,000 bonus Points when you spend $7,000 on eligible purchases within 3 months from approval and 50,000 bonus Points when you keep your card open for over 12 months.
Purchase rate p.a.
21.49%
Balance transfer rate
0%
Annual fee
$150
for 12 months then $300 thereafter
Citi Citi Premier Card
- Bonus Points
- Apple & Samsung Pay
- Balance transfer
Purchase rate p.a.
21.49%
Balance transfer rate
0%
Annual fee
$150
for 12 months then $300 thereafter
Pros and Cons
For Citi Citi Premier Card
Benefits
- Rewards Available through Citi Rewards Program
- Extra 200,000 points subject to eligibility conditions
- $150 annual fee in the first 12 months and $300 p.a thereafter.
- International travel insurance
- Free supplementary cards
- Price guarantee
- Extended warranty
- Concierge
- Special events
- Partner discounts
- Airport lounge
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
Citi Rate Credit Card overview
For Citi Premier Card
Details
Card level
Premium
Card type
MasterCard
Interest free days
55
Minimum monthly repayment
2% or $30
Minimum credit limit
$10,000
Maximum credit limit
$100,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Citi to view Target Market Determination.
Fees
Annual fee
$150
for 12 months then $300 thereafter
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$30
Over limit fee
Duplicate statement fee
$0
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
21.49%
Cash advance rate
22.24%
Cash advance fee
3.5% or $3.5
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$15.2
for AU $300 withdrawal
Rewards
Program name
Citi Rewards Program
Rewards available
Gift Card, Cash Back
Eligibility
Minimum age
18
Minimum income
$75,000
Eligibility conditions
Residency
Perks
Available when you use your Card to pay for return international travel
If you purchase personal goods in Australia and then find the same product advertised later at a cheaper price within 60 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is less than $500.
Each event will be subject to separate terms and conditions
10% off (up to $500) on Limited Time LUX Exclusive hotel offers*
Priority Pass standard membership with up to two entries per year into Priority Pass lounges
Covers the product against theft, loss or damageof products purchased. The customer cannot claim more than $10000 in respect to a single item or more than $200000 in a single year.
Other Restrictions
Late Payment Fee of $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.
