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- Rewards Mastercard
Coles Rewards Mastercard
- Balance transfer
- Low annual fee
Purchase rate p.a.
19.99%
Balance transfer rate
0%
Annual fee
$99
Coles Rewards Mastercard
- Balance transfer
- Low annual fee
Purchase rate p.a.
19.99%
Balance transfer rate
0%
Annual fee
$99
Pros and Cons
For Coles Rewards Mastercard
Benefits
- Rewards Available through flybuys
- Extra 75,000 points subject to eligibility conditions
Drawbacks
- Higher than average ongoing variable purchase rate
- Does not offer free supplementary cards
Coles Rate Credit Card overview
For Rewards Mastercard
Details
Card level
Standard
Card type
MasterCard
Interest free days
55
Minimum monthly repayment
2% or $30
Minimum credit limit
$1,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit Coles Supermarkets Australia Pty Ltd to view Target Market Determination.
Fees
Annual fee
$99
Annual Fee Spend Waiver
Supplementary card annual fee
Late payment fee
$30
Over limit fee
$0
Duplicate statement fee
$0
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
19.99%
Cash advance rate
19.99%
Cash advance fee
3% or $1.95
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
1.5%
Overseas spending
Foreign exchange fee
Overseas charges
$5
Estimated ATM cost
$5
for AU $300 withdrawal
Rewards
Program name
flybuys
Rewards available
Gift Card, Cash Back
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Permanent Australian resident
Residency
Perks
Other Restrictions
The International Transaction Fee for Retail Purchases is waived on the Coles Rewards Mastercard, however any Cash Advance in foreign currency, or a Cash Advance made outside of Australia, will continue to incur an International Transaction fee of 2.50% of the transaction value when converted to Australian dollars, plus any other fees applicable to an International Cash Advance from the date of the transaction.