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- Awards (CommBank Awards Points)
Commonwealth Bank Awards (CommBank Awards Points)
- Google Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
20.99%
Balance transfer rate
21.99%
Annual fee
$96
Commonwealth Bank Awards (CommBank Awards Points)
- Google Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
20.99%
Balance transfer rate
21.99%
Annual fee
$96
Pros and Cons
For Commonwealth Bank Awards (CommBank Awards Points)
Benefits
- Rewards Available through CBA Basic Awards
- Annual fee of $96 is refunded when you spend $8 on purchases every null months
- Ability to convert large purchases into instalment plans
Drawbacks
- Higher than average ongoing variable purchase rate
- Does not offer free supplementary cards
Commonwealth Bank Rate Credit Card overview
For Awards (CommBank Awards Points)
Details
Card level
Standard
Card type
MasterCard
Interest free days
44
Minimum monthly repayment
2% or $25
Minimum credit limit
$500
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit Commonwealth Bank of Australia to view Target Market Determination.
Fees
Annual fee
$96
Annual Fee Spend Waiver
$8
Supplementary card annual fee
$10
Late payment fee
$20
Over limit fee
$15
Duplicate statement fee
$0
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
20.99%
Cash advance rate
21.99%
Cash advance fee
3% or $4
Balance Transfer
Balance transfer rate
21.99%
Transfer limit
100%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3% on Mastercard
Overseas charges
$2.5
Estimated ATM cost
$11.5
for AU $300 withdrawal
Rewards
Program name
CBA Basic Awards
Rewards available
Gift Card, Cash Back
Eligibility
Minimum age
18
