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  3. Community First Bank
  4. n0w Credit Card

Community First Bank n0w Credit Card

  • Apple, Google & Samsung Pay
  • No annual fee

Purchase rate p.a.

0.00%

Balance transfer rate

Not Applicable

Annual fee

$0

Community First Bank n0w Credit Card

  • Apple, Google & Samsung Pay
  • No annual fee

Purchase rate p.a.

0.00%

Balance transfer rate

Not Applicable

Annual fee

$0

Pros and Cons

For Community First Bank n0w Credit Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • No Annual Fee
  • Apple Pay, Google Pay and Samsung Pay available

Drawbacks

  • No reward program
  • No balance transfer
  • Does not offer free supplementary cards

Community First Bank Rate Credit Card overview

For n0w Credit Card

Details

Card level

Standard

Card type

Visa

Interest free days

Minimum monthly repayment

2.5% or $20

Minimum credit limit

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit Community First Bank to view Target Market Determination.

Fees

Annual fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

Late payment fee

$0

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

0.00%

Cash advance rate

Cash advance fee

Balance Transfer

Balance transfer rate

Not Applicable

Transfer limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Visa
Overseas charges

$5

Estimated ATM cost

$14

for AU $300 withdrawal

Rewards

Program name

Rewards available

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Residency

Perks

Other Restrictions

Monthly Fees - $9 for a Credit Limit of $1000, $14 for Credit Limits up to $2000, $19 for Credit Limit up to $3000