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- Foundation Visa Card
Defence Bank Foundation Visa Card
- Balance Transfer
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
3.99% p.a. 6 month introductory rate on balance transfers, purchases and cash advances.
3.99% p.a. 6 month introductory rate on balance transfers, purchases and cash advances. 8.99% p.a. ongoing rate on purchases and cash advances. Up to 55 days interest free on purchases. Half of the $45 annual fee is donated to the Defence Bank Foundation and goes towards providing specially-trained assistance dogs to veterans living with post-traumatic stress disorder (PTSD).
Purchase rate p.a.
3.99%
for up to 6 months, then 8.99%
Balance transfer rate
3.99%
Annual fee
$45
Defence Bank Foundation Visa Card
- Balance Transfer
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
3.99%
for up to 6 months, then 8.99%
Balance transfer rate
3.99%
Annual fee
$45
RateCity says
"Enjoy a discounted introductory interest rate, and help the Defence Bank Foundation provide assistance dogs to veterans living with PTSD."
Pros and Cons
For Defence Bank Foundation Visa Card
Benefits
- 3.99 p.a. on purchases for 6 months then 8.99 p.a.
- 3.99% p.a on balance transfers for 6 months and then 8.99% p.a.
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Apple Pay, Google Pay and Samsung Pay available
Drawbacks
- No reward program
- Does not offer free supplementary cards
Defence Bank Rate Credit Card overview
For Foundation Visa Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
Minimum credit limit
$1,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit Defence Bank to view Target Market Determination.
Fees
Annual fee
$45
Annual Fee Spend Waiver
Supplementary card annual fee
Late payment fee
$20
Over limit fee
Duplicate statement fee
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
3.99%
for up to 6 months, then 8.99%
Cash advance rate
8.99%
Cash advance fee
Balance Transfer
Balance transfer rate
3.99%
Transfer limit
No set max
