Should I get a credit card?


Nick Bendel
Nov 3, 2017( 1 min read )

Once you’ve compared credit card interest rates and deals and found the right card for you, the actual process of getting a credit card is quite straightforward. You can apply for a credit card online, over the phone or in person at a bank branch. To get a credit card, you will need proof of identity and proof of income and employment as well as details of your current financial situation. The whole process generally takes 15-20 minutes, and if your application is approved, you should have your credit card within 10-14 days. When applying for a credit card, look out for features like credit limits, annual and other payment fees, interest rates and other incentives like interest-free days and rewards points.


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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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