Important disclosure
G&C Mutual Bank Platinum Visa Credit Card
Bonus Points
Earn 50,000 Qantas Points when you spend $5,000 on eligible purchases within 90 days. Earn 10,000 bonus Qantas Points each year.Purchase Rate
19.99%
p.a
Balance Transfer Rate
Not Applicable
19.99%
p.a
Not Applicable
$299
Pros and cons
For Platinum Visa Credit Card
Benefits
- Rewards Available through Qantas Frequent Flyer
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
- Concierge
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
- No balance transfer
G&C Mutual Bank Rate Credit card overview
For Platinum Visa Credit Card
Details
Card Level Platinum | Card Type Visa |
Interest Free Days 50 | Minimum monthly repayment 3% or $20 |
Minimum credit limit $6k | Maximum credit limit $75k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit G&C Mutual Bank Limited to view Target Market Determination. |
Fees
Annual Fee $299 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $15 | Duplicate statement fee $10 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 19.99% p.a |
Cash advance rate 21.99% |
Cash advance fee $5 |
Balance Transfer
Balance Transfer Rate Not Applicable |
Transfer Limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name Qantas Frequent Flyer |
Rewards Available Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions Ability to meet identity verification requirements and credit assessment criteria |
Residency Australia Citizen, Permanent Resident |
Perks
- FREE SUPPLEMENTARY CARDS
- CONCIERGE
- Bonus Points Earn 50,000 Qantas Points when you spend $5,000 on eligible purchases within 90 days. Earn 10,000 bonus Qantas Points each year.
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