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  4. Amigo Credit Card

Geelong Bank Amigo Credit Card

  • Balance transfer
  • Low annual fee

Purchase rate p.a.

11.99%

Balance transfer rate

4.99%

Annual fee

$49

Geelong Bank Amigo Credit Card

  • Balance transfer
  • Low annual fee

Purchase rate p.a.

11.99%

Balance transfer rate

4.99%

Annual fee

$49

Pros and Cons

For Geelong Bank Amigo Credit Card

Benefits

  • 4.99% p.a on balance transfers for 6 months and then 11.99% p.a.
  • Ongoing variable purchase rate ranked in the best 20%
  • Lower than average annual fee
  • Free supplementary cards

Drawbacks

  • No reward program

Geelong Bank Rate Credit Card overview

For Amigo Credit Card

Details

Card level

Standard

Card type

Visa

Interest free days

55

Minimum monthly repayment

3% or $20

Minimum credit limit

$1,000

Maximum credit limit

$15,000

Free supplementary cards

Instant approval

Target Market Determination

Visit Geelong Bank to view Target Market Determination.

Fees

Annual fee

$49

Annual Fee Spend Waiver

Supplementary card annual fee

Late payment fee

$25

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

11.99%

Cash advance rate

11.99%

Cash advance fee

Balance Transfer

Balance transfer rate

4.99%

Transfer limit

100%

of the approved credit limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Visa
Overseas charges

$5

Estimated ATM cost

$14

for AU $300 withdrawal

Rewards

Program name

Rewards available

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Residency

Perks

FREE SUPPLEMENTARY CARDS