Important disclosure
Pros and cons
For Low Rate Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- $0 annual fee in the first 12 months and $49 p.a thereafter.
- Lower than average annual fee
- Free supplementary cards
Drawbacks
- No reward program
Great Southern Bank Rate Credit card overview
For Low Rate Credit Card
Details
Card Level Standard | Card Type MasterCard |
Interest Free Days 55 | Minimum monthly repayment 3% or $35 |
Minimum credit limit $500 | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Great Southern Bank to view Target Market Determination. |
Fees
Annual Fee $0 for 12 months then $49 thereafter | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $12.5 |
Over limit fee $0 | Duplicate statement fee $0 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 11.99% p.a |
Cash advance rate 21.74% |
Cash advance fee 2% or $3.5 |
Balance Transfer
Balance Transfer Rate 21.74% p.a |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3.4% on Mastercard |
Overseas charges $3.5 |
Estimated ATM Cost $13.7 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available - |
Eligibility
Minimum age 18 |
Minimum income |
Eligibility conditions - |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS