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- 90 Platinum Mastercard
humm 90 Platinum Mastercard
- Low annual fee
Purchase rate p.a.
0.00%
for up to 110 days, then 25.80%
Balance transfer rate
Not Applicable
Annual fee
$99
humm 90 Platinum Mastercard
- Low annual fee
Purchase rate p.a.
0.00%
for up to 110 days, then 25.80%
Balance transfer rate
Not Applicable
Annual fee
$99
RateCity says
"Enjoy a credit card with higher than average interest free days and no fees on overseas purchases (conditions apply). Minimum $25,000 income required."
Pros and Cons
For humm 90 Platinum Mastercard
Benefits
- No international transaction fee
- Ability to convert large purchases into instalment plans
- Price guarantee
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- No reward program
- No balance transfer
- Does not offer free supplementary cards
humm Rate Credit Card overview
For 90 Platinum Mastercard
Details
Card level
Platinum
Card type
MasterCard
Interest free days
110
Minimum monthly repayment
3% or $30
Minimum credit limit
$1,000
Maximum credit limit
$50,000
Free supplementary cards
Instant approval
Target Market Determination
Visit humm group to view Target Market Determination.
Fees
Annual fee
$99
Annual Fee Spend Waiver
Supplementary card annual fee
$10
Late payment fee
$35
Over limit fee
Duplicate statement fee
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
0.00%
for up to 110 days, then 25.80%
Cash advance rate
25.99%
Cash advance fee
Balance Transfer
Balance transfer rate
Not Applicable
Transfer limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
Estimated ATM cost
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
$25,000
Eligibility conditions
Residency
Perks
If an eligible item purchased on the humm90 Platinum Mastercard is offered in a published advertisement at a lower price by a different retailer in the same city or region where the original purchase was made within 30 calendar days, you may receive a refund for the difference. Price difference must be in the same purchase channel.
Up to 180 consecutive days of worldwide cover against theft and accidental damage on eligible purchases
Other Restrictions
If you fail to pay a fixed monthly instalment, interest (calculated at the standard Card Purchase Rate) is payable on that outstanding amount.
