Important disclosure
ING Orange One Rewards Platinum
Cashback
Earn up to $360 cashback a year on your spend. T&Cs apply.Where you hold an active Orange One Rewards Platinum Credit Card Account and an active linked Orange Everyday Account (i.e. not been suspended or closed), you can earn 1% cashback up to a maximum cashback entitlement of $30 per month per Account when you make eligible purchases on your Orange One Rewards Platinum Credit Card. Get international transaction fees waived and a global ATM rebate. T&Cs apply.
Purchase Rate
16.99%
p.a
Balance Transfer Rate
Not Applicable
RateCity says
“A platinum credit card that offers the bells and whistles of a premium card, while charging a moderate interest rate. ”
Pros and cons
For Orange One Rewards Platinum
Benefits
- Lower than average ongoing variable purchase rate
- Rewards Available through Orange One Cashback Rewards
- Ability to convert large purchases into instalment plans
- International travel insurance
Drawbacks
- Higher than average ongoing annual fee
- No balance transfer
- Does not offer free supplementary cards
ING Rate Credit card overview
For Orange One Rewards Platinum
Details
Card Level Platinum | Card Type Visa |
Interest Free Days 45 | Minimum monthly repayment 5% or $100 |
Minimum credit limit $6k | Maximum credit limit $30k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit ING to view Target Market Determination. |
Fees
Annual Fee $149 | Annual Fee Spend Waiver |
Supplementary card annual fee $10 | Late Payment Fee $20 |
Over limit fee $0 | Duplicate statement fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 16.99% p.a |
Cash advance rate 16.99% |
Cash advance fee 3% or $3 |
Balance Transfer
Balance Transfer Rate Not Applicable |
Transfer Limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 2.5% on Visa |
Overseas charges $2.5 |
Estimated ATM Cost $10 for AU $300 withdrawal |
Rewards
Program name Orange One Cashback Rewards |
Rewards Available Cash Back |
Eligibility
Minimum age 18 |
Minimum income $36k |
Eligibility conditions Hold an active Orange Everyday bank account |
Residency Australia Citizen, Permanent Resident |
Perks
- INTERNATIONAL TRAVEL INSURANCE Available when you use your Card to pay at least $500 of return international travel and accommodation
- CashbackOther Earn up to $360 cashback a year on your spend. T&Cs apply.Where you hold an active Orange One Rewards Platinum Credit Card Account and an active linked Orange Everyday Account (i.e. not been suspended or closed), you can earn 1% cashback up to a maximum cashback entitlement of $30 per month per Account when you make eligible purchases on your Orange One Rewards Platinum Credit Card. Get international transaction fees waived and a global ATM rebate. T&Cs apply.
Other Restrictions
Balance Transfer not available. Cash advances: 10% of the credit limit, up to a $500 maximum.