Important disclosure

Latitude Financial Services Aus Holding Pty Ltd

Latitude Financial Services Latitude GO Mastercard ®

  • Apple, Google & Samsung Pay
  • No annual fee
Purchase Rate

27.49%

p.a

Balance Transfer Rate

Not Applicable

Tags
  • Apple, Google & Samsung Pay
  • No annual fee
Purchase Rate

27.49%

p.a

Balance Transfer Rate

Not Applicable

Annual Fee

$0

Pros and cons

For Latitude GO Mastercard ®

Benefits

  • No Annual Fee
  • Ability to convert large purchases into instalment plans
  • Apple Pay, Google Pay and Samsung Pay available
  • Free supplementary cards

Drawbacks

  • Higher than average ongoing variable purchase rate
  • No reward program
  • No balance transfer

Latitude Financial Services Rate Credit card overview

For Latitude GO Mastercard ®

Details

Card Level

Standard

Card Type

MasterCard

Interest Free Days

55

Minimum monthly repayment

3% or $25

Minimum credit limit

$1k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit Latitude Financial Services Aus Holding Pty Ltd to view Target Market Determination.

Fees

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$30

Over limit fee

$0

Duplicate statement fee

$2.5

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

27.49%

p.a

Cash advance rate

29.99%

Cash advance fee

3% or $3

Balance Transfer

Balance Transfer Rate

Not Applicable

Transfer Limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Mastercard

Overseas charges

$4

Estimated ATM Cost

$13

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

$15k

Eligibility conditions

-

Residency

Perks

  • FREE SUPPLEMENTARY CARDS

Other Restrictions

$8.95 monthly account servicing fee when outstanding balance is greater than $10

Promoted credit cards

Promoted

Lower Purchase Rate

Orange One Low Rate

  • Apple & Google Pay
  • No annual fee
Purchase Rate

11.99%

p.a

Annual Fee

$0

Promoted

Lower Annual Fee

Black Card

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
  • Instant approval

RateCity Exclusive

Earn 2 rewards points per dollar on your eligible spend at Kogan.com (1000 Points = $10 of Credit)
Purchase Rate

0.00%

p.a

for up to 9 months, then 20.99%

Annual Fee

$0

Promoted

More Free Days

Lifestyle

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0

Promoted

More Bonus Points

Qantas Premier Everyday

  • Balance transfer
  • Low annual fee
Purchase Rate

19.99%

p.a

Annual Fee

$49