Important disclosure
Pros and cons
For Latitude GO Mastercard ®
Benefits
- No Annual Fee
- Ability to convert large purchases into instalment plans
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- Higher than average ongoing variable purchase rate
- No reward program
- No balance transfer
Latitude Financial Services Rate Credit card overview
For Latitude GO Mastercard ®
Details
Card Level Standard | Card Type MasterCard |
Interest Free Days 55 | Minimum monthly repayment 3% or $25 |
Minimum credit limit $1k | Maximum credit limit No set max |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Latitude Financial Services Aus Holding Pty Ltd to view Target Market Determination. |
Fees
Annual Fee $0 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $30 |
Over limit fee $0 | Duplicate statement fee $2.5 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 27.49% p.a |
Cash advance rate 29.99% |
Cash advance fee 3% or $3 |
Balance Transfer
Balance Transfer Rate Not Applicable |
Transfer Limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3% on Mastercard |
Overseas charges $4 |
Estimated ATM Cost $13 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available - |
Eligibility
Minimum age 18 |
Minimum income $15k |
Eligibility conditions - |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS
Other Restrictions
$8.95 monthly account servicing fee when outstanding balance is greater than $10