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  4. Latitude GO Mastercard ®

Latitude Financial Services Latitude GO Mastercard ®

  • Apple, Google & Samsung Pay
  • No annual fee

Purchase rate p.a.

27.49%

Balance transfer rate

Not Applicable

Annual fee

$0

Latitude Financial Services Latitude GO Mastercard ®

  • Apple, Google & Samsung Pay
  • No annual fee

Purchase rate p.a.

27.49%

Balance transfer rate

Not Applicable

Annual fee

$0

Pros and Cons

For Latitude Financial Services Latitude GO Mastercard ®

Benefits

  • No Annual Fee
  • Ability to convert large purchases into instalment plans
  • Apple Pay, Google Pay and Samsung Pay available
  • Free supplementary cards

Drawbacks

  • Higher than average ongoing variable purchase rate
  • No reward program
  • No balance transfer

Latitude Financial Services Rate Credit Card overview

For Latitude GO Mastercard ®

Details

Card level

Standard

Card type

MasterCard

Interest free days

55

Minimum monthly repayment

3% or $25

Minimum credit limit

$1,000

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit Latitude Financial Services Aus Holding Pty Ltd to view Target Market Determination.

Fees

Annual fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late payment fee

$30

Over limit fee

$0

Duplicate statement fee

$2.5

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

27.49%

Cash advance rate

29.99%

Cash advance fee

3% or $3

Balance Transfer

Balance transfer rate

Not Applicable

Transfer limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Mastercard
Overseas charges

$4

Estimated ATM cost

$13

for AU $300 withdrawal

Rewards

Program name

Rewards available

Eligibility

Minimum age

18

Minimum income

$15,000

Eligibility conditions

Residency

Perks

FREE SUPPLEMENTARY CARDS

Other Restrictions

• A monthly account service fee of $9.95 applies to balances of $10 or more. Effective from 22nd May 2024, the monthly account service fee will increase from $9.95 to $10.95. 55 days interest free only for purchases under $250.