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  4. Freestyle Virtual Card

MoneyMe Freestyle Virtual Card

  • Special
  • Apple & Google Pay
  • No annual fee
Special

Use your virtual card instantly once approved (typically within 60 minutes). Tap n Pay with up to 55 days interest free, ability to transfer money to anyone, exclusive perks & much more.

Purchase rate p.a.

18.24%

Balance transfer rate

Not Applicable

Annual fee

$0

MoneyMe Freestyle Virtual Card

  • Special
  • Apple & Google Pay
  • No annual fee

Purchase rate p.a.

18.24%

Balance transfer rate

Not Applicable

Annual fee

$0

RateCity says

"Enjoy a credit card with a generous number of interest-free days and no annual fee from MoneyMe."

Pros and Cons

For MoneyMe Freestyle Virtual Card

Benefits

  • Lower than average ongoing variable purchase rate
  • Rewards Available through MoneyMe Perks
  • No Annual Fee

Drawbacks

  • No balance transfer
  • Does not offer free supplementary cards

MoneyMe Rate Credit Card overview

For Freestyle Virtual Card

Details

Card level

Standard

Card type

MasterCard

Interest free days

55

Minimum monthly repayment

Minimum credit limit

$0

Maximum credit limit

$20,000

Free supplementary cards

Instant approval

Target Market Determination

Visit MoneyMe Financial Group Pty Ltd to view Target Market Determination.

Fees

Annual fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

Late payment fee

$15

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

18.24%

Cash advance rate

18.24%

Cash advance fee

1.5%

Balance Transfer

Balance transfer rate

Not Applicable

Transfer limit

Balance transfer fee

Overseas spending

Foreign exchange fee
2.99% on Mastercard
Overseas charges

Estimated ATM cost

Rewards

Program name

MoneyMe Perks

Rewards available

Cash Back

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Must be over 18, an Australian resident and employed

Residency

Perks

Other Restrictions

Purchase rates will differ for customers with the following credit scores: 1. 400-600 VEDA - 23.24%; 851+ VEDA - 18.24%. Monthly fee $5 (waived if your balance is less than $20). Annual fee between $0-$49. Withdrawal fee of 1.5%. T&Cs apply.