A qualifying purchase is required.

Supplementary cardholder must be over 16 years of age

If you purchase personal goods in Australia and then find the same product advertised later in a printed catalogue at a cheaper price within 21 days of purchase, from a store within 25km of the store where the item was purchased, you can claim back the difference if it is more than $75.

For loss or theft of, or accidental damage to new personal items purchased with your card anywhere in the world, for 90 days from when you get your item.