Important disclosure
Purchase Rate
0.00%
p.a
Balance Transfer Rate
Not Applicable
RateCity says
โTake avantage of a no-interest credit card from big four bank, NAB. Cardholders will not incur interest on expenses but pay a flat monthly fee, depending on the credit limit.โ
Pros and cons
For StraightUp
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- No Annual Fee
- Ability to convert large purchases into instalment plans
- Apple Pay, Google Pay and Samsung Pay available
Drawbacks
- No reward program
- No balance transfer
- Does not offer free supplementary cards
NAB Rate Credit card overview
For StraightUp
Details
Card Level Standard | Card Type Visa |
Interest Free Days | Minimum monthly repayment |
Minimum credit limit | Maximum credit limit $3k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit National Australia Bank Limited to view Target Market Determination. |
Fees
Annual Fee $0 | Annual Fee Spend Waiver |
Supplementary card annual fee | Late Payment Fee |
Over limit fee | Duplicate statement fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 0.00% p.a |
Cash advance rate |
Cash advance fee |
Balance Transfer
Balance Transfer Rate Not Applicable |
Transfer Limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee |
Overseas charges |
Estimated ATM Cost - |
Rewards
Program name |
Rewards Available - |
Eligibility
Minimum age |
Minimum income |
Eligibility conditions - |
Residency |
- Other No interest, No use No pay, No foreign fees
Other Restrictions
Monthly Fees - $10 for a Credit Limit of $1000, $15 for Credit Limits up to $2000, $20 for Credit Limit up to $3000