Important disclosure

National Australia Bank Limited

NAB StraightUp

  • Apple, Google & Samsung Pay
  • No annual fee

special

No interest, No use No pay, No foreign fees
Purchase Rate

0.00%

p.a

Balance Transfer Rate

Not Applicable

RateCity says

“Take avantage of a no-interest credit card from big four bank, NAB. Cardholders will not incur interest on expenses but pay a flat monthly fee, depending on the credit limit.”

Tags
  • Apple, Google & Samsung Pay
  • No annual fee
Purchase Rate

0.00%

p.a

Balance Transfer Rate

Not Applicable

Annual Fee

$0

Pros and cons

For StraightUp

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • No Annual Fee
  • Ability to convert large purchases into instalment plans
  • Apple Pay, Google Pay and Samsung Pay available

Drawbacks

  • No reward program
  • No balance transfer
  • Does not offer free supplementary cards

NAB Rate Credit card overview

For StraightUp

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

Minimum monthly repayment

Minimum credit limit

Maximum credit limit

$3k

Free supplementary cards

Instant Approval

Target Market Determination

Visit National Australia Bank Limited to view Target Market Determination.

Fees

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

Late Payment Fee

Over limit fee

Duplicate statement fee

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

0.00%

p.a

Cash advance rate

Cash advance fee

Balance Transfer

Balance Transfer Rate

Not Applicable

Transfer Limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

Overseas charges

Estimated ATM Cost

-

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

Minimum income

Eligibility conditions

-

Residency

Specials
  • Other No interest, No use No pay, No foreign fees

Other Restrictions

Monthly Fees - $10 for a Credit Limit of $1000, $15 for Credit Limits up to $2000, $20 for Credit Limit up to $3000

Promoted credit cards

Promoted

Longer Balance Transfer

Low Rate Blue Visa Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

0% p.a. on balance transfers for 6 months
Purchase Rate

8.99%

p.a

Annual Fee

$40

Promoted

Lower Fee Balance Transfer

Lifestyle

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0

Promoted

Lower Purchase Rate

Teachers Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • No annual fee
Purchase Rate

7.90%

p.a

for up to 6 months, then 11.50%

Annual Fee

$0

Promoted

Lower Annual Fee

Low Rate Card

  • Balance transfer
  • Low annual fee
Purchase Rate

11.99%

p.a

Annual Fee

$0

for 12 months then $49 thereafter