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  4. Extralite

Police Credit Union Extralite

  • Apple, Google & Samsung Pay
  • No annual fee

Purchase rate p.a.

13.99%

Balance transfer rate

Not Applicable

Annual fee

$0

Police Credit Union Extralite

  • Apple, Google & Samsung Pay
  • No annual fee

Purchase rate p.a.

13.99%

Balance transfer rate

Not Applicable

Annual fee

$0

Pros and Cons

For Police Credit Union Extralite

Benefits

  • Lower than average ongoing variable purchase rate
  • No Annual Fee
  • Apple Pay, Google Pay and Samsung Pay available

Drawbacks

  • No reward program
  • No balance transfer
  • Does not offer free supplementary cards

Police Credit Union Rate Credit Card overview

For Extralite

Details

Card level

Standard

Card type

Visa

Interest free days

44

Minimum monthly repayment

3% or $20

Minimum credit limit

$1,000

Maximum credit limit

$0

Free supplementary cards

Instant approval

Target Market Determination

Visit Police Credit Union to view Target Market Determination.

Fees

Annual fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

Late payment fee

$15

Over limit fee

Duplicate statement fee

$2

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

13.99%

Cash advance rate

13.99%

Cash advance fee

$4

Balance Transfer

Balance transfer rate

Not Applicable

Transfer limit

Balance transfer fee

Overseas spending

Foreign exchange fee
3% on Visa
Overseas charges

$4

Estimated ATM cost

$13

for AU $300 withdrawal

Rewards

Program name

Rewards available

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Residency

Perks