Important disclosure

Qantas Airways Limited (Qantas Money)

Qantas Money Qantas Premier Everyday

  • Balance transfer
  • Low annual fee
Purchase Rate

19.99%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Balance transfer
  • Low annual fee
Purchase Rate

19.99%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$49

Pros and cons

For Qantas Premier Everyday

Benefits

  • Rewards Available through Qantas Frequent Flyer
  • Extra 8,000 points subject to eligibility conditions
  • Lower than average annual fee
  • Ability to convert large purchases into instalment plans
  • Domestic travel insurance
  • International travel insurance
  • Concierge
  • Fraud protection
  • Discounted annual fee

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Does not offer free supplementary cards

Qantas Money Rate Credit card overview

For Qantas Premier Everyday

Details

Card Level

Standard

Card Type

MasterCard

Interest Free Days

55

Minimum monthly repayment

2% or $30

Minimum credit limit

$4k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit Qantas Airways Limited (Qantas Money) to view Target Market Determination.

Fees

Annual Fee

$49

Annual Fee Spend Waiver

Supplementary card annual fee

$25

Late Payment Fee

$30

Over limit fee

Duplicate statement fee

$2

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

19.99%

p.a

Cash advance rate

21.99%

Cash advance fee

3% or $3

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

80%

No interest free days apply to retail purchases whilst there is a balance transfer

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Mastercard

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer

Rewards Available

Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels

Eligibility

Minimum age

18

Minimum income

$35k

Eligibility conditions

Have an Australian residential address and mobile phone. Be a Qantas Frequent Flyer member. Not already be a Qantas Premier primary cardholder.

..read more

Residency

Perks

  • DOMESTIC TRAVEL INSURANCE Available when you use your card to pay for airfares
  • INTERNATIONAL TRAVEL INSURANCE Available when you use your card to pay for airfares, where travel starts and ends in Australia.
  • CONCIERGE The Qantas concierge service, dedicated to Qantas Premier cardholders, is just a phone call away, anytime you need assistance. It will take the load off you by helping with discounted Domestic companion-fare bookings, travel destination and shopping information, medical and travel assistance and much more.
  • FRAUD PROTECTION Feel safe with the built-in protection of Mastercard Zero Liability
  • DISCOUNTED ANNUAL FEE $29 for the first year, then reverts to $49 p.a thereafter

Other Restrictions

Please see below for full terms and conditions

Promoted credit cards

Promoted

Longer Balance Transfer

No Annual Fee Mastercard

  • Apple & Samsung Pay
  • Balance transfer
  • No annual fee
Purchase Rate

19.99%

p.a

Annual Fee

$0

Promoted

Lower Purchase Rate

Black Card

  • Apple & Google Pay
  • Balance transfer
  • No annual fee

special

Earn $300 Kogan.com credit
Purchase Rate

0.00%

p.a

for up to 9 months, then 20.99%

Annual Fee

$0

Promoted

Lower Annual Fee

First

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Cashback

Earn $125 back to your new ANZ First card when you spend $750 on eligible purchases in the first 3 months from approval, plus $0 annual fee in the first year.*T&Cs apply.
Purchase Rate

20.99%

p.a

Annual Fee

$0

for 12 months then $30 thereafter

Promoted

More Free Days

Lifestyle

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

4.99%

p.a

for up to 5 months, then 12.84%

Annual Fee

$0