Qantas Premier Platinum
Bonus PointsEarn up to 80,000 bonus Qantas Points.
- Last updated on 13 Jul 2020
Balance Transfer Rate
for 18 months then 21.99%
for 12 months then $299
Max Free Days
- Balance Transfers Available
- Free domestic travel insurance
- Free international travel insurance
- Airport lounge
- Fraud protection
Number free supplementary
Interest Free Days
Interest Free Days
for 12 months then $299
Maximum credit limit
Late Payment Fee
Minimum credit limit
Over limit fee
Minimum repayment dollars
Duplicate statement fee
Minimum repayment percent
Supplementary card annual fee
Cash advance rate
Balance Transfer Rate
Balance Transfer Rate
for 18 months then 21.99%
of the approved credit limit
Balance Transfer Fee
Foreign Exchange Fee
3% on Mastercard
Estimated ATM Cost
Qantas Frequent Flyer
Gift Card, Domestic Flights, International Flights, Flight Upgrades, Qantas Shop, Qantas Hotels
Have an Australian residential address and mobile phone. Be a Qantas Frequent Flyer member. Not already be a Qantas Premier primary cardholder.
|1.5 points for $1 spent||Mastercard||uncapped||International purchases|
|1 point for $1 spent||Mastercard||uncapped||Qantas spend|
|1 point for $1 spent||Mastercard||Up to $10k monthly||Domestic purchases|
|0.5 points for $1 spent||Mastercard||uncapped||Domestic purchases|
- FREE DOMESTIC TRAVEL INSURANCE
- FREE INTERNATIONAL TRAVEL INSURANCE
- CONCIERGE The Qantas concierge service, dedicated to Qantas Premier cardholders, is just a phone call away, anytime you need assistance. It will take the load off you by helping with discounted Domestic companion-fare bookings, travel destination and shopping information, medical and travel assistance, and much more.
- AIRPORT LOUNGE You will be entitled to 2 complimentary invitations after you activate your Qantas Premier credit card.
- FRAUD PROTECTION Feel safe with the built-in protection of Mastercard Zero Liability.
- Bonus PointsBalance Transfer Earn up to 80,000 bonus Qantas Points.Earn up to 80,000 bonus Qantas Points: 20,000 points each month for four months when spending $1,500 or more on eligible purchases
$50 Qantas Wine voucher
Please see below for full terms and conditions
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Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238 098 Australian credit licence 238098, is the Credit Provider and Issuer of the Qantas Premier credit cards on behalf of Qantas Airways Limited ABN 16 009 661 901.
All applications are subject to credit criteria. Fees, charges and Terms & Conditions apply.
Mastercard® is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Go to mastercard.com.au for more information.
Offer extended to 30 September 2020. Up to 80,000 bonus Qantas Points offer is available to new approved Qantas Premier Platinum credit card account holders who apply by 30 September 2020, 11:59 pm (AEST). 20,000 points each month for four months when spending $1,500 or more on eligible purchases. Eligible purchases do not include; Cash Advances, Balance Transfers, Refunds, Chargebacks and Special Promotions. The 80,000 bonus Qantas Points will ordinarily be credited within 6 - 8 weeks of meeting the spend criteria. Any bonus Qantas Points will be forfeited if you no longer hold or close your Qantas Premier Platinum Credit Card Account before they appear in your Qantas Frequent Flyer Account. Please note that the 80,000 bonus Qantas Points will not be awarded if you are currently a primary cardholder of a Qantas Premier Everyday, Qantas Premier Platinum or Qantas Premier Titanium credit card, or have closed, or qualified for bonus Qantas Points on any of those Qantas Premier credit cards within the last 12 months. All rewards are subject to the Qantas Premier Credit Card Rewards Terms and Conditions. The account needs to be in good standing for bonus points to be awarded. Offer may be extended or withdrawn at any time.
Complimentary Lounge Invitations
The Qantas Premier Platinum Primary Cardholders are entitled to 2 single entry complimentary lounge invitations per anniversary year for use at domestic Qantas Club lounges or Qantas operated International Business Lounges (excluding Los Angeles Tom Bradley Terminal International Business Lounge) in accordance with the Qantas Premier Credit Card Airline Benefit Terms and Conditions. Use of the lounge invitations is in accordance with the Qantas Lounge Invitation Terms and Conditions.
Balance Transfer Offer
New Qantas Premier Platinum credit cardholders only. Apply by 30 Septmber 2020, 11:59 pm (AEST). Your total Balance Transfers may not exceed 80% of your credit limit. The 0% p.a. interest rate applies to balances transferred within 90 days of card approval for a period of 18 months. The 18 month promotional period commences once the Balance Transfer is processed. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance will revert to the variable Cash Advance Rate, currently 21.99% p.a. Excludes balances transferred from other Citigroup issued credit facilities. You are not eligible for interest free days on retail purchases while you have a Balance Transfer on your account. This means while you have a balance transfer on your account, any further purchases will be charged daily interest at the applicable Retail Purchase Rate currently 19.99% p.a. Offer may be extended or withdrawn at any time. Before making a Balance Transfer, consider the following important information.
Discounted Companion Fare
The Qantas Premier Platinum Primary Cardholder is entitled to the Companion Fare benefit once per year. Discount applies to selected domestic flights only when two to nine passengers (including the Primary Cardholder) travel together on the same booking number, day and flight(s). Flights must be booked through Qantas Premier Concierge and paid in full at the time of booking using the primary cardholder's Qantas Premier Platinum credit card. For full terms and conditions, see Qantas Premier Credit Card Airline Benefits Terms and Conditions.
Complimentary Travel Insurance is issued by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb) and is subject to the terms, conditions, excess, limits and exclusions set out in the Complimentary Travel Insurance Terms and Conditions arranged under a master policy of insurance between Chubb and Citigroup Pty Limited ABN: 88 004 325 080 AFSL No: 238098 Citigroup Centre 2 Park Street Sydney NSW 2000, the issuer of your card.
Earn rate conditions
Earn rate for the Qantas Premier Platinum credit card: 1.5 Qantas Point per whole AU$1 equivalent on International Spend; 1.0 Qantas Point per whole AU$1 on Domestic Spend up to and including AU$10,000 each Statement Period, 0.5 Qantas Points per whole AU$1 spent above AU$10,000 each Statement Period: plus 1 Additional Qantas Point per whole AU$1 on Qantas Spend. International Spend means any Eligible Transaction made with a merchant who tells us they are located in a country outside Australia. Domestic Spend means any Eligible Transaction made with a merchant who tells us they are located within Australia. Qantas Spend means the following: flights booked directly through qantas.com and Qantas Contact Centres; Qantas flights booked through selected travel agents; Qantas Frequent Flyer and Qantas Club membership, joining and annual fees; Qantas Gift Vouchers, purchases from Qantas Shopping Rewards Store and Qantas Wine. See Qantas Premier Credit Card Rewards Terms and Conditions. An eligible purchase is an Eligible Transaction as defined in Qantas Premier Credit Card Rewards Terms and Conditions. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, payments to other Citi accounts, bank fees and charges such as interest and ATM charges, transactions made using Qantas Points and government related transactions. Government related transactions include transactions with government or semi government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). For full definitions, terms and conditions, see Qantas Premier Credit Card Rewards Terms and Conditions.
Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. Terms and conditions apply.
Qantas Premier Concierge is a complimentary service available to the Primary Cardholder of a Qantas Premier credit card. Refer to the Qantas Premier Credit Card Rewards Terms and Conditions. Concierge Services provided by Aspire Lifestyles (Americas), Inc.
Terms and conditions apply. Visit www.mastercard.com.
The Qantas Money app is owned and operated by Qantas and supported on iOS9+ and Android 6+.
The annual account keeping fee, currently $299, will be billed to your account on card activation for the first year, and on the anniversary of your card approval in subsequent years. An additional cardholder annual fee, currently $50, applies per additional cardholder. These fees are subject to change.
The interest free period applies when you pay your full closing balance from your last statement of account by the payment due date (excluding any fixed payment option balance which isn’t due for payment by that payment due date). No interest free period is available on cash advances or balance transfers. Whilst you have a balance transfer you will be charged interest on your daily unpaid balance.
Senior Financial Writer
Mark Bristow is a senior financial writer for RateCity and an experienced analyst, researcher, and producer. Working for over ten years, Mark previously wrote and researched commercial real estate at CoreLogic, and has seen articles published at Lifehacker and Business Insider, among others. Most recently, Mark has joined RateCity working across finance as a whole. Whatever the topic, Mark’s goal is always to provide simple solutions to complex problems.
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