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Amplify Signature (Amplify Qantas)



Electronic Wallet Service

Important Rates


Balance Transfer

Overseas spending



Earn Rates

RateCard TypeEarnsCondition
0.75 points for $1 spentVisauncappedeligible transactions
  • Free Domestic Travel Insurance
  • Free International Travel Insurance Cover lasts for 180 days per year
  • Free Supplementary Cards
  • Price Guarantee
  • Extended Warranty
  • Concierge
  • Airport Lounge


The St.George Amplify Signature (Amplify Qantas) credit card has a moderately high interest rate, a high annual fee and a moderate interest-free period. It also has a moderately high minimum credit limit.

This card’s rewards program (Qantas Frequent Flyer) allows cardholders to earn points for eligible purchases made on the card in Australia and overseas. Within four weeks of your birthday, you also receive an additional 10 per cent of your points earned in the last 12 months. Points can be spent on flights, upgrades, gift cards and more with Qantas and their partner airlines.

Complimentary insurance on this card includes travel insurance for the cardholder, spouse and children, as well extended warranty insurance (conditions apply). One additional cardholder (aged 16 years and over) is also allowed at no extra cost.

  • Qantas Frequent Flyer program
  • Complimentary insurance
  • Free additional cardholder
  • Moderately high interest rate
  • High annual fee
  • Overseas transaction fees


Who is it good for?

The St.George Amplify Signature (Amplify Qantas) credit card might be a good fit for people who travel regularly and are comfortable with spending regularly on their card and paying it off before interest accrues.

However, this card does come with international spending fees, so it’s not the cheapest payment method to use when travelling overseas.

The card might also suit couples with children, as it allows a free supplementary cardholder and includes complimentary travel insurance for the whole family.

Balance transfers to this card are subject to the cash advance rate immediately, so it isn’t ideal for those wanting to move existing debt from another card.

Likewise, it’s probably not appropriate for those on a tight budget as its high interest rate and annual fee increase the risk of acquiring debt.

What RateCity says

This credit card is aimed at high-spending frequent travellers. For people who fall into that category, it offers advantages such as the ability to save money on flights, travel insurance for the whole family and accommodation through Visa’s Luxury Hotel Collection.

However, this card’s benefits may not be enough to justify the high interest rate and annual fee – especially given that are other cards available that offer similar benefits but have a lower rate, lower annual fee or both.

Additionally, the lack of a balance transfer offer means this card doesn’t do much to encourage customers to change accounts.

If this St.George Amplify Signature (Amplify Qantas) card’s features fit your specific needs, it has the potential to provide plenty of value. For those who are on the fence, it may be worth shopping around further to see what else is available.


To be eligible for the St.George Amplify Signature (Amplify Qantas) credit card, you must be at least 18 years old, an Australian permanent resident and meet the bank’s serviceability criteria. To apply, you will need to provide proof of ID, proof of income and employment (such as bank statements and payslips) and details about any financial commitments you have. Applications can be completed online or at a St. George branch if preferred.

About St. George Bank

St.George Bank was founded in 1937 and is now owned by the Westpac Group. Most of St.George Bank’s customers are based in New South Wales and South Australia (via BankSA, a subsidiary of St.George Bank). The bank provides various personal finance products such as credit cards, bank accounts, personal loans and home loans, as well as business and corporate services. Customers can manage their banking by visiting a St. George (or BankSA) branch, online and via the mobile app.


Looking to get your first credit card? You might be confused as to exactly where to go to apply for one. Here’s where to go when you are ready to put in that application.

The bank: Your bank is a great place to start, provided that you have a good banking history. Since you already have a financial history, you have more chance of your application being approved.

Credit card provider: Another option is to apply for a credit card directly from the issuer, such as Visa, Mastercard or Amex. This will most likely be an online application, so do your research and apply for a suitable card for your circumstances.

Major retailers: Coles, Woolworths, Myer and David Jones all have credit cards available. But watch out for the interest rate and annual fees – these cards are designed to help you spend more in store.

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