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- Gold Card
Suncorp Bank Gold Card
- Samsung Pay
- Balance transfer
Purchase rate p.a.
20.74%
Balance transfer rate
21.99%
Annual fee
$129
Suncorp Bank Gold Card
- Samsung Pay
- Balance transfer
Purchase rate p.a.
20.74%
Balance transfer rate
21.99%
Annual fee
$129
Pros and Cons
For Suncorp Bank Gold Card
Benefits
- Rewards Available through Suncorp Credit Cards Rewards Program
- Free supplementary cards
- Purchase protection insurance
Drawbacks
- Higher than average ongoing variable purchase rate
- Higher than average ongoing annual fee
Suncorp Bank Rate Credit Card overview
For Gold Card
Details
Card level
Gold
Card type
Visa
Interest free days
55
Minimum monthly repayment
2% or $30
Minimum credit limit
$5,000
Maximum credit limit
$25,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Suncorp Group Limited to view Target Market Determination.
Fees
Annual fee
$129
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$30
Over limit fee
$40
Duplicate statement fee
$14
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
20.74%
Cash advance rate
21.99%
Cash advance fee
3.5% or $3.5
Balance Transfer
Balance transfer rate
21.99%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3.4% on Visa
Overseas charges
Estimated ATM cost
$10.2
for AU $300 withdrawal
Rewards
Program name
Suncorp Credit Cards Rewards Program
Rewards available
Gift Card, Cash Back
Eligibility
Minimum age
18
Minimum income
$30,000
Eligibility conditions
Residency
Perks
FREE SUPPLEMENTARY CARDS
PURCHASE PROTECTION INSURANCE
Covers up to $125,000 per year
