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Platinum Card (Qantas Rewards)



Electronic Wallet Service

Important Rates


Balance Transfer

Overseas spending



Earn Rates

RateCard TypeEarnsCondition
0.5 points for $1 spentVisaUp to $8,000 monthlyeligible transactions
  • Free Domestic Travel Insurance
  • Free International Travel Insurance Available when you use your Card or rewards points to pay for return international travel
  • Free Supplementary Cards
  • Purchase Protection Covers up to $200,000 per year
  • Extended Warranty
  • Concierge


The Suncorp Bank Platinum Card comes with many features, perks and benefits. Not only does this credit card allow customers to earn Qantas Frequent Flyer points, it also includes four complimentary insurances. Customers could be eligible for international travel insurance, interstate flight inconvenience insurance, extended warranty insurance on purchases and transit accident insurance.

Cardholders can also enjoy a 24/7 concierge service, as well as access to the Suncorp Travel Centre to access travel packages, and book flights and accommodation.

For all of these perks, the Suncorp Bank Platinum Card does have a moderately high annual fee, as well as the typical high interest rate on purchases one can expect with a rewards credit card.

There is also a balance transfer offer up for grabs, with no interest for 18 months. After this period, any remaining balance will revert to the same high interest rate on cash advances. 

  • Earn Qantas Frequent Flyer points
  • Four complimentary insurances
  • 24/7 concierge
  • Moderately high annual fee
  • High interest rate
  • International transaction fees

Who is it good for?

The Suncorp Bank Platinum Card offers quite a few perks and benefits, making it more suitable for customers who enjoy the VIP treatment. The 24/7 concierge service could also be a useful addition for busy professionals to help manage travel bookings, restaurant reservations and more.

The ability to earn rewards points also makes this card more suitable for customers who are already accustomed to putting most of their expenses on their credit card.

Consumers with existing credit card debt could take advantage of the no-interest balance transfer offer, provided that they can realistically pay it off within 18 months. However, this credit card does have a higher interest rate, so this is worth factoring in.

There are also a number of perks that frequent flyers can take advantage of, including international travel insurance and interstate flight inconvenience insurance. 

What RateCity says

The Suncorp Bank Platinum Card is designed for customers who enjoy the VIP treatment and want to take advantage of perks and rewards. There are a number of additions that cardholders can enjoy, including four complimentary insurance products, as well as the ability to earn Qantas Frequent Flyer points.

The ability to earn air miles, as well as the travel and flight inconvenience insurance, give this credit card the appearance of a card that can be used overseas. It certainly can be, but there are also a international transaction fees and overseas ATM fees to be paid to do so.

The Suncorp Bank Platinum Card also has a moderately high annual fee, which becomes even higher for the privilege of earning Qantas Frequent Flyer points. Although high in price across the board, this credit card could very well appeal to customers who are looking for multiple perks and rewards points. 


To apply for the Suncorp Bank Platinum Card, you must be at least 18 years old with a good credit rating and meet a minimum income requirement. You can apply online and will need to provide personal details to verify your identity, and then answer some questions around your employment, finances and income details. Make sure to have some form of identification, as well as recent bank statements and payslips, on hand. 

About the lender

Suncorp Bank is an Australian banking institution that dates back to 1902, when it was founded as the Metropolitan Permanent Building Society. Originally a Queensland-only bank and still headquartered in Brisbane, today Suncorp Bank is the fifth-largest bank in Australia. Suncorp Bank is a subsidiary of Suncorp Group Limited, which has interests across banking, finance and insurance. Customers can contact Suncorp Bank 24/7 to report a lost or stolen card, and for general enquiries during standard and extended business hours.

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