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Teachers Mutual Bank Teachers Credit Card
- Apple, Google & Samsung Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
7.90%
for up to 6 months, then 11.50%
Balance transfer rate
11.5%
Annual fee
$0
Teachers Mutual Bank Teachers Credit Card
- Apple, Google & Samsung Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
7.90%
for up to 6 months, then 11.50%
Balance transfer rate
11.5%
Annual fee
$0
Pros and Cons
For Teachers Mutual Bank Teachers Credit Card
Benefits
- 7.9 p.a. on purchases for 6 months then 11.5 p.a.
- Ongoing variable purchase rate ranked in the best 20%
- No Annual Fee
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- No reward program
Teachers Mutual Bank Rate Credit Card overview
For Teachers Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
3%
Minimum credit limit
$1,000
Maximum credit limit
$25,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Teachers Mutual Bank Limited to view Target Market Determination.
Fees
Annual fee
$0
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$10
Over limit fee
$0
Duplicate statement fee
$7
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
7.90%
for up to 6 months, then 11.50%
Cash advance rate
11.5%
Cash advance fee
$4.5
Balance Transfer
Balance transfer rate
11.5%
Transfer limit
100%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
2.9% on Visa
Overseas charges
$4.5
Estimated ATM cost
$13.2
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
FREE SUPPLEMENTARY CARDS
Other Restrictions
Interest free days if your closing balance is paid in full on or before every statement due date
