Important disclosure
Pros and cons
For Flex Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- No Annual Fee
- Ability to convert large purchases into instalment plans
- Apple Pay, Google Pay and Samsung Pay available
Drawbacks
- No reward program
- No balance transfer
- Does not offer free supplementary cards
Westpac Rate Credit card overview
For Flex Card
Details
Card Level Standard | Card Type MasterCard |
Interest Free Days | Minimum monthly repayment $40 |
Minimum credit limit | Maximum credit limit $1k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Westpac Banking Corporation Ltd to view Target Market Determination. |
Fees
Annual Fee $0 | Annual Fee Spend Waiver |
Supplementary card annual fee | Late Payment Fee $0 |
Over limit fee | Duplicate statement fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 0.00% p.a |
Cash advance rate |
Cash advance fee |
Balance Transfer
Balance Transfer Rate Not Applicable |
Transfer Limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee |
Overseas charges |
Estimated ATM Cost - |
Rewards
Program name |
Rewards Available - |
Eligibility
Minimum age |
Minimum income |
Eligibility conditions - |
Residency |
Other Restrictions
Monthly Fees - $10. No fee charged when there is no outstanding balance