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- Low Rate Visa Card
Auswide Bank Low Rate Visa Card
- Balance Transfer
- Balance transfer
- Low annual fee
0% on balance transfers for 12 months
Purchase rate p.a.
10.99%
Balance transfer rate
0%
Annual fee
$50
Auswide Bank Low Rate Visa Card
- Balance Transfer
- Balance transfer
- Low annual fee
Purchase rate p.a.
10.99%
Balance transfer rate
0%
Annual fee
$50
Pros and Cons
For Auswide Bank Low Rate Visa Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Free supplementary cards
- Partner discounts
- Purchase protection insurance
Drawbacks
- No reward program
Auswide Bank Rate Credit Card overview
For Low Rate Visa Card
Details
Card level
Standard
Card type
Visa
Interest free days
55
Minimum monthly repayment
3% or $30
Minimum credit limit
$500
Maximum credit limit
$20,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Auswide Bank to view Target Market Determination.
Fees
Annual fee
$50
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$20
Over limit fee
Duplicate statement fee
$7.5
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
10.99%
Cash advance rate
10.99%
Cash advance fee
$3.5
Balance Transfer
Balance transfer rate
0%
Transfer limit
95%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
Overseas charges
Estimated ATM cost
Rewards
Program name
Rewards available
Eligibility
Minimum age
Minimum income
Eligibility conditions
Residency
Perks
Promoted credit card products
Kogan Money Black Card
- RateCity Exclusive
- Apple & Google Pay
- Balance transfer
- No annual fee
Purchase rate p.a.
0.00%
for up to 9 months, then 20.99%
Annual fee
$0
Australian Credit Licence 286655
Fees & charges apply
ING Orange One Low Rate
- Apple & Google Pay
- No annual fee
Purchase rate p.a.
11.99%
Annual fee
$0
Australian Credit Licence 229823
Fees & charges apply
ANZ Low Rate (Credit Back Offer)
- Special
- Apple, Google & Samsung Pay
- Balance transfer
- Low annual fee
Purchase rate p.a.
13.74%
Annual fee
$58
Australian Credit Licence 234527
Fees & charges apply
Latitude Financial Services Latitude 28º Global Platinum Mastercard
- Special
- Apple, Google & Samsung Pay
- No annual fee
Purchase rate p.a.
27.49%
Annual fee
$0
Australian Credit Licence 392145
Fees & charges apply
Product data updated on 25 Apr 2024