Important disclosure

Woolworths Team Bank

Woolworths Team Bank Visa Credit Card

  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

13.45%

p.a

Balance Transfer Rate

13.45%

p.a

Tags
  • Apple & Google Pay
  • Balance transfer
  • No annual fee
Purchase Rate

13.45%

p.a

Balance Transfer Rate

13.45%

p.a

Annual Fee

$0

Pros and cons

For Visa Credit Card

Benefits

  • Lower than average ongoing variable purchase rate
  • No Annual Fee

Drawbacks

  • No reward program
  • Does not offer free supplementary cards

Woolworths Team Bank Rate Credit card overview

For Visa Credit Card

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

3%

Minimum credit limit

$2k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit Woolworths Team Bank to view Target Market Determination.

Fees

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$25

Late Payment Fee

$0

Over limit fee

$0

Duplicate statement fee

$0

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

13.45%

p.a

Cash advance rate

13.45%

Cash advance fee

$1.5

Balance Transfer

Balance Transfer Rate

13.45%

p.a

Transfer Limit

100%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

2.5% on Visa

Overseas charges

$1.5

Estimated ATM Cost

$9

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

-

Residency

Promoted credit cards

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Longer Balance Transfer

Foundation Visa Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

3.99% p.a. 6 month introductory rate on balance transfers, purchases and cash advances.
Purchase Rate

3.99%

p.a

for up to 6 months, then 8.99%

Annual Fee

$45

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Lower Fee Balance Transfer

Low Rate Visa Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

10.49%

p.a

Annual Fee

$30

Promoted

Lower Purchase Rate

Easy Low Rate Visa Credit Card

  • Apple Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

8.99%

p.a

Annual Fee

$40

Promoted

Lower Annual Fee

Teachers Credit Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • No annual fee
Purchase Rate

7.90%

p.a

for up to 6 months, then 11.50%

Annual Fee

$0