Important disclosure

ANZ Banking Group Limited

Personal Loan

Real Time Rating™

  • $5k to $50k
  • 1 to 7 years
  • New or used car
  • Variable Rate

Cashback

For a Limited Time get $500 Cashback with an ANZ Personal Loan of $10k or over

Cashback offer available for a limited time on new loan applications of $10K or more. Limit of one $500 cashback payment per loan and per customer, credited within 120 days of loan drawdown . Click learn more for details. Eligibility criteria, T&Cs, fees and charges apply. Applications subject to ANZ’s credit assessment criteria.

Interest Rate

From

7.49%

p.a

up to 19.99%

Comparison Rate*

From

8.18%

p.a

RateCity says

“A car loan from a major Australian bank that charges no early repayment fees.”

Real Time Rating™
Tags
  • $5k to $50k
  • 1 to 7 years
  • New or used car
  • Variable Rate
Interest Rate

From

7.49%

p.a

up to 19.99%

Comparison Rate*

From

8.18%

p.a

Calculate your repayments for this loan

$

Your estimated repayment

$601

based on $30,000 loan amount for 5 years at 7.49%

Pros and cons

For Personal Loan Variable

Benefits

  • Lower than average application fees
  • No early exit penalty
  • Unlimited extra repayments
  • Flexible repayment options
  • No security required
  • Can apply online
  • Can apply in branch
  • Use the loan for any worthwhile purpose
  • Suitable for both new or used car
  • Fast time to funding

Drawbacks

  • Service fee charged

ANZ Rate Car loan overview

For Personal Loan Variable

Details

Total repayments

Interest rate type

Variable

Borrowing range

$5k - $50k

Security type

Unsecured

Loan term

1 to 7 years

Secured by

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Age of car

Target Market Determination

Visit ANZ Banking Group Limited to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

redraw activation fee of $0

Instant approval

Time to funding

N/A

Fees

Upfront Fee

$150

Ongoing Fee

$10 Monthly

Missed Payment Penalty

$20

Early Exit Penalty Fee

$0

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Specials
  • Cashback For a Limited Time get $500 Cashback with an ANZ Personal Loan of $10k or over
    Cashback offer available for a limited time on new loan applications of $10K or more. Limit of one $500 cashback payment per loan and per customer, credited within 120 days of loan drawdown . Click learn more for details. Eligibility criteria, T&Cs, fees and charges apply. Applications subject to ANZ’s credit assessment criteria.

Other Restrictions

The $10 monthly ongoing fee above is debited every three months until the loan is closed in ANZ system. The interest rate range shows the minimum and maximum interest rate that may be applicable. Your actual interest rate, if approved, will depend on the information in your credit report, including your credit score (or credit rating). We will confirm your interest rate in your letter of offer. Eligibility criteria, T&Cs, fees and charges apply. Applications subject to ANZ’s credit assessment criteria.

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Real Time Rating™
  • $5k to $150k
  • 3 to 7 years
  • Variable Rate
  • Secured
Interest Rate

6.24%

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Comparison Rate*

From

7.36%

p.a

Promoted

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Car Loan

Real Time Rating™
  • $4k to $200k
  • 1 to 7 years
  • New or used car
  • Variable Rate
Interest Rate

6.95%

p.a

Comparison Rate*

7.89%

p.a

Promoted

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Car Loan (Car > 5 Years)

Real Time Rating™
  • $3k to $50k
  • 1 to 5 years
  • Variable Rate
  • Secured
Interest Rate

9.74%

p.a

Comparison Rate*

9.95%

p.a