RateCity.com.au
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RateCity.com.au

Loan amount

$

Loan term

Credit score

Don't know your score? Find it out here.

Type of car

Show Online Partners Only?

We provide links to our Online Partners. If you click through to an Online Partner, you can get more product information, apply for or purchase the product and RateCity may earn a fee for referring you. This is one of the ways RateCity makes money and how we can offer our comparison service to you for free. See how we make money for more.

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Loan amount
$
Loan term
Credit score

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Car type
Loan type
Security type
Features
Specials
Fees
Providers

Type of lender

Online Partner

Show Online Partners Only?

We provide links to our Online Partners. If you click through to an Online Partner, you can get more product information, apply for or purchase the product and RateCity may earn a fee for referring you. This is one of the ways RateCity makes money and how we can offer our comparison service to you for free. See how we make money for more.

Product

Green Car Loan

Real Time Rating™

3.52

/ 5
Interest Rate

From

3.99

% p.a

Fixed

Comparison Rate*

4.93

% p.a

Company
Monthly repayment

$552

Loan amount

$10k to $150k

Total repayments
Real Time Rating™

3.52

/ 5
Go to site
Product

Green Car Loan

Real Time Rating™

4.29

/ 5
Interest Rate

3.64

% p.a

Variable

Comparison Rate*

4.18

% p.a

Company
Monthly repayment

$548

Loan amount

$5k to $100k

Total repayments
Real Time Rating™

4.29

/ 5
Go to site

special

You could win a $1,000 fuel voucher ~ Ends in 5 months
Product

Used Car Loan

Real Time Rating™

3.07

/ 5
Interest Rate

From

4.84

% p.a

Fixed

Comparison Rate*

5.39

% p.a

Company
Monthly repayment

$564

Loan amount

$10k to $150k

Total repayments
Real Time Rating™

3.07

/ 5
Go to site
Product

Car Loan

Real Time Rating™

3.47

/ 5

Winner of Best Used Car Loans, RateCity Gold Awards 2022

Interest Rate

4.89

% p.a

Fixed

Comparison Rate*

5.53

% p.a

Company
Monthly repayment

$565

Loan amount

$5k to $100k

Total repayments
Real Time Rating™

3.47

/ 5
Go to site

Winner of Best Used Car Loans, RateCity Gold Awards 2022

Product

Used Car Loan

Real Time Rating™

2.84

/ 5
Interest Rate

5.44

% p.a

Fixed

Comparison Rate*

7.03

% p.a

Company
Monthly repayment

$572

Loan amount

$10k to $250k

Total repayments
Real Time Rating™

2.84

/ 5
Go to site

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With more than 13 years of experience in financial product comparison, RateCity has been rating products using our world-first Real Time Ratings™ system since 2016.

The cornerstone of our awards, RateCity’s Real Time Ratings™ is Australia's most up-to-date product rankings. This ratings system rates every car loan in our database a score out of five, based on factors such as rate, fees, features, and flexibility. Almost 300 car loans are analysed and compared from a range of lenders and providers, and only the top 10 per cent are given a RateCity Gold Award.

It’s not uncommon for other awards systems to overlook changes made to car loans, such as rate cuts and special promotions, as most rating systems only compare products once or twice annually. With RateCity’s Real Time Ratings™, each and every car loan is re-rated and ranked daily, so you can rest assured that changes to car loan products are tracked and accounted for in our rankings.

The RateCity Gold Award Car Loan winners are selected based on daily averages of Real Time Ratings™ scores over a six-month period to identify the most consistent top performers in each category. RateCity’s car loan award winners are selected twice a year, so you know the rankings remain up-to-date.

We understand that car loan borrowers may have different needs, which is why RateCity has formed five different award categories to help you choose the right product for you.

To ensure integrity in our awards process, RateCity does not charge lenders to be listed, rated, or to receive an award.

While these industry awards recognise consistent performers, you should review the most current Real Time Rating™ scores on our website and consider your personal financial situation before selecting a financial product that’s right for you.

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