Used car loans

The top-rated car loans today for those borrowing to buy a used vehicle two years and older. Assumes a secured $20,000 loan on a 36-month loan term.

Ranking
1
1 position up today
Advertised Rate

4.65%

Fixed

Comparison Rate*

4.99%

Company
People's Choice Credit Union
Monthly repayment

$561

Upfront Fee

$250

Loan amount

$20k to $100k

Total repayments
Ranking
2
2 position up today
Product
Advertised Rate

From

3.99%

Variable

Comparison Rate*

4.90%

Company
Australian Military Bank
Monthly repayment

$552

Upfront Fee

$100

Loan amount

$4k to $80k

Total repayments
Ranking
3
1 position down today
Advertised Rate

4.69%

Fixed

Comparison Rate*

4.96%

Company
Police Credit Union
Monthly repayment

$562

Upfront Fee

$0

Loan amount

From $20k

Total repayments
Ranking
4
1 position down today
Advertised Rate

4.67%

Fixed

Comparison Rate*

5.22%

Company
loans.com.au
Monthly repayment

$562

Upfront Fee

$400

Loan amount

$5k to $100k

Total repayments
Ranking
5
5 position down today
Product
Advertised Rate

From

3.95%

Fixed

Comparison Rate*

5.39%

Company
Car Clarity
Monthly repayment

$552

Upfront Fee

$350

Loan amount

$5k to $150k

Total repayments
Ranking
6
16 position up today
Advertised Rate

From

4.95%

Fixed

Comparison Rate*

5.16%

Company
Hume Bank
Monthly repayment

$565

Upfront Fee

$150

Loan amount

From $2k

Total repayments
Ranking
7
1 position down today
Advertised Rate

4.99%

Fixed

Comparison Rate*

5.40%

Company
Firefighters Mutual Bank
Monthly repayment

$566

Upfront Fee

$100

Loan amount

$10k to $80k

Total repayments
Ranking
8
1 position down today
Advertised Rate

4.99%

Fixed

Comparison Rate*

5.40%

Company
UniBank
Monthly repayment

$566

Upfront Fee

$100

Loan amount

$10k to $80k

Total repayments
Ranking
9
1 position down today
Advertised Rate

4.99%

Fixed

Comparison Rate*

5.40%

Company
Health Professionals Bank
Monthly repayment

$566

Upfront Fee

$100

Loan amount

$10k to $80k

Total repayments
Ranking
10
1 position down today
Advertised Rate

4.99%

Fixed

Comparison Rate*

5.40%

Company
Teachers Mutual Bank
Monthly repayment

$566

Upfront Fee

$100

Loan amount

$10k to $80k

Total repayments
Ranking
11
1 position down today
Advertised Rate

4.89%

Fixed

Comparison Rate*

5.53%

Company
Heritage Bank
Monthly repayment

$565

Upfront Fee

$200

Loan amount

$5k to $100k

Total repayments
Ranking
12
1 position down today
Product
Advertised Rate

4.49%

Fixed

Comparison Rate*

5.10%

Company
Auswide Bank
Monthly repayment

$559

Upfront Fee

$175

Loan amount

$5k to $75k

Total repayments
Ranking
13
1 position down today
Advertised Rate

5.49%

Variable

Comparison Rate*

5.87%

Company
Nova Alliance Bank
Monthly repayment

$573

Upfront Fee

$0

Loan amount

From $5k

Total repayments
Ranking
14
1 position down today
Advertised Rate

5.49%

Fixed

Comparison Rate*

6.16%

Company
RACQ Bank
Monthly repayment

$573

Upfront Fee

$395

Loan amount

$3k to $60k

Total repayments
Ranking
15
1 position down today
Advertised Rate

5.64%

Fixed

Comparison Rate*

5.92%

Company
Illawarra Credit Union
Monthly repayment

$575

Upfront Fee

$200

Loan amount

$10k to $50k

Total repayments
Ranking
16
1 position down today
Product
Advertised Rate

From

5.19%

Fixed

Comparison Rate*

5.46%

Company
Wisr
Monthly repayment

$569

Upfront Fee

$195

Loan amount

$5k to $63k

Total repayments
Ranking
17
1 position down today
Product
Advertised Rate

From

5.50%

Fixed

Comparison Rate*

5.85%

Company
OurMoneyMarket
Monthly repayment

$573

Upfront Fee

$250

Loan amount

$2k to $75k

Total repayments
Ranking
18
1 position down today
Advertised Rate

4.99%

Variable

Comparison Rate*

5.34%

Company
Hunter United
Monthly repayment

$566

Upfront Fee

$250

Loan amount

$10k to $100k

Total repayments
Ranking
19
1 position down today
Advertised Rate

5.80%

Variable

Comparison Rate*

5.84%

Company
Laboratories Credit Union
Monthly repayment

$577

Upfront Fee

$0

Loan amount

$1k to $50k

Total repayments
Ranking
20
1 position down today
Advertised Rate

5.84%

Variable

Comparison Rate*

5.84%

Company
Lysaght Credit Union
Monthly repayment

$578

Upfront Fee

$0

Loan amount

From $5k

Total repayments