Used car loans

The top-rated car loans today for those borrowing to buy a used vehicle two years and older. Assumes a secured $20,000 loan on a 36-month loan term.

Ranking
Product
Advertised Rate
Comparison Rate*
Company
Monthly repayment
Upfront Fee
Loan amount
Total repayments
1
14 position up today

From

3.60%

Variable

4.51%

Australian Military Bank

$547

$100

$4k to $80k

2
2 position down today

From

4.40%

Variable

4.88%

ebroker.com.au

$558

$350

$5k to $150k

3
1 position down today

From

4.47%

Fixed

5.28%

Driva

$559

$400

$2k to $250k

4
1 position down today

4.65%

Fixed

4.99%

People's Choice Credit Union

$561

$250

$20k to $100k

5
3 position up today

4.69%

Fixed

4.96%

Police Credit Union

$562

$0

From $20k

6
1 position down today

4.67%

Fixed

5.22%

loans.com.au

$562

$400

$5k to $100k

7
1 position down today

From

3.85%

Variable

4.94%

Finance Ezi

$550

$350

$10k to $250k

8
2 position down today

3.85%

Variable

5.43%

Credit One

$550

$700

$10k to $250k

9
3 position up today

4.99%

Fixed

5.40%

Firefighters Mutual Bank

$566

$100

$10k to $80k

10
62 position up today

4.99%

Fixed

5.40%

UniBank

$566

$100

$10k to $80k

11
2 position up today

4.99%

Fixed

5.40%

Health Professionals Bank

$566

$100

$10k to $80k

12
3 position down today

4.99%

Fixed

5.40%

Teachers Mutual Bank

$566

$100

$10k to $80k

13
3 position down today

4.89%

Fixed

5.53%

Heritage Bank

$565

$200

$5k to $100k

14
3 position down today

5.49%

Variable

5.87%

Nova Alliance Bank

$573

$0

From $5k

15
1 position down today

5.49%

Fixed

6.15%

RACQ Bank

$573

$395

$3k to $60k

16
1 position down today

5.64%

Fixed

5.92%

Illawarra Credit Union

$575

$200

$10k to $50k

17
2 position down today

From

5.50%

Fixed

5.85%

OurMoneyMarket

$573

$250

$2k to $75k

18
1 position down today

From

5.19%

Fixed

6.02%

Wisr

$569

$655

$5k to $50k

19
1 position down today

From

5.29%

Fixed

5.84%

Plenti

$570

$249

up to $799

$10k to $100k

20
1 position down today

5.80%

Variable

5.84%

Laboratories Credit Union

$577

$0

$1k to $50k