$20k to $100k
based on $30,000 loan amount for 5 years
- No ongoing fees
- No early repayment fees
- Can apply online
- Can apply in branch
- Suitable for both new or used car
- Redraw facility available
- Application fee charged
- Requires security to be held
Missed Payment Penalty
Redraw Activation Fee
Secured By Vehicle
Early Exit Penalty Fee
Available to 457 Visa Holders
$20k - $100k
Includes waived Zip account monthly fees. LVR of up to 120% allowed.
Available for cars up to 2 years old from year of manufacture (2018). Fixed for 5 years then reverts to a variable rate for remaining term. Minimum redraw amount is $250. Redraws are only available if sufficient extra repayments have been made against the loan account.
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People’s Choice is one of Australia’s largest credit unions, with more than 375,000 members across Australia. The member-owned financial institution has branches and advice centres in South Australia, Victoria, the Northern Territory, Australian Capital Territory and Western Australia.
People's Choice has more than $10.7 billion of funds under management and advice. The credit union employs about 1,000 employees.