Important disclosure

Wisr

Car Loan

Real Time Rating™

  • $10k to $99k
  • 3 to 7 years
  • New or used car
  • Fixed Rate
Interest Rate

From

9.09%

p.a

up to 16.99%

Comparison Rate*

From

9.95%

p.a

RateCity says

“Tech-savvy new or used car buyers can complete a convenient online application with this digital lender, and pay no ongoing fees or early repayment fees.”

Real Time Rating™
Tags
  • $10k to $99k
  • 3 to 7 years
  • New or used car
  • Fixed Rate
Interest Rate

From

9.09%

p.a

up to 16.99%

Comparison Rate*

From

9.95%

p.a

Calculate your repayments for this loan

$

Your estimated repayment

$624

based on $30,000 loan amount for 5 years at 9.09%

Pros and cons

For Car Loan Secured

Benefits

  • No early exit penalty
  • Flexible repayment options
  • Can apply online
  • Suitable for both new or used car
  • Fast time to funding
  • Approval is instant

Drawbacks

  • Service fee charged
  • Higher than average application fee
  • Cannot apply in branch

Wisr Rate Car loan overview

For Car Loan Secured

Details

Total repayments

Interest rate type

Fixed

Borrowing range

$10k - $99k

Security type

Secured

Loan term

3 to 7 years

Secured by

Vehicle

Loan type

Is Fully Drawn Advance

Repayment frequency

Monthly, Weekly, Fortnightly

Age of car

Target Market Determination

Visit Wisr to view Target Market Determination.

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

24 hours

Fees

Upfront Fee

$605

Ongoing Fee

$10 Monthly

Missed Payment Penalty

$25

Early Exit Penalty Fee

$0

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Other Restrictions

Application fee $605 for dealer/refinance

Promoted car loans

Promoted

Lower Rate

New Car Loan

  • Via broker
  • $10k to $250k
  • 1 to 7 years
  • Fixed Rate
Interest Rate

From

6.52%

p.a

up to 18%

Comparison Rate*

From

6.95%

p.a

Promoted

Secured

New Car Loan

Real Time Rating™
  • $2k to $75k
  • 1 to 7 years
  • Fixed Rate
  • Secured
Interest Rate

6.57%

p.a

Comparison Rate*

7.19%

p.a

Promoted

Generic

Used Car Loan | No vehicle age limit

Real Time Rating™
  • $2k to $75k
  • 1 to 7 years
  • Fixed Rate
  • Secured
Interest Rate

6.57%

p.a

Comparison Rate*

7.19%

p.a